How Long Do You Have To Get Insurance After Buying A New Car?

Congratulations on your new car purchase! It’s an exciting time, and you’re probably eager to hit the road. But before you do, make sure you have one important thing in place: car insurance. In this blog post, we’ll answer a common question among new car owners – how long do you have to get insurance after buying a new car? So buckle up and read on for everything you need to know about getting insured for your brand-new ride!

How Long Does It Take to Get Insurance After Buying A New Car?

When you buy a new car, the dealership will generally take care of getting you insurance. However, there are some things you can do to speed up the process. Here are four tips:

1. Get Your Autoplanner Report

If you were driving a used car before buying your new one, make sure to get your Autoplanner report. This report will show the insurance rates that would be available for your new car based on its make and model.

2. Check With Your State Insurance Department

Some states have their own insurance regulations, and these may vary from what’s offered by the dealership. Check with your state insurance department to see if they have any specific instructions or requirements related to getting auto insurance after buying a new car.

3. Get A Quote From An Insurer

Once you know the basic information about your car (make, model, year), you can get a quote from an insurer. There are many free websites that allow you to do this, such as or justins You can also get quotes from full-service insurers like GEICO or Farmers.”

What Is The Minimum Coverage You Must Have?

There’s no one answer to this question, as the minimum insurance coverage you need will vary depending on your specific circumstances. Generally speaking, though, you’ll want to make sure that your policy covers at least $250,000 in total losses, which is the standard amount for comprehensive and collision coverage in the United States. If you’re driving a new car, make sure to get insurance for at least three years or 5000 miles (8000 kilometers), whichever comes first.

What Are The Requirements For A Good Policy?

There are a few things to keep in mind when purchasing car insurance: the make, model and year of your vehicle; the state where you live; and your driving record.

The make, model and year of your vehicle affects your rates. For example, cars with higher Manufacturer’s Suggested Retail Prices (MSRP) can be more expensive to insure. Your state of residence also matters. Certain states have more comprehensive car insurance laws than others, so it’s important to research which state you will be living in after buying a car. Finally, your driving record is also considered when rates are set. A clean driving record means you’ll pay less for car insurance, while a past history of traffic violations can result in higher premiums.

To get the best rates possible, be sure to shop around and compare quotes from different providers. You can also ask your existing insurance company if they offer discounts for customers who switch to them. And finally, always keep collision and comprehensive coverage on your policy – these coverages are essential no matter which insurer you choose.

When Do You Need To Purchase Insurance?

When you buy a new car, you have a legal responsibility to carry insurance. Under the law, you must have insurance on your new car for at least six months from the date of purchase. If you don’t have insurance on your car, you could be subject to fines and other penalties.

What If You Don’t Purchase Insurance?

If you buy a new car and don’t purchase insurance, you may be subject to a fine from the state. Michigan has a six-month window in which you have to get insurance or else face a fine. New York has no such limit, but there is a minimum financial responsibility law that requires drivers to have $50,000 in safety net coverage.


As soon as you buy a new car, it’s important to make sure you have the appropriate insurance in place. Car accidents can happen at any time, and if you’re not properly covered, you could find yourself out of pocket. In most cases, buying car insurance is a mandatory legal requirement in the US.

However, there are some exceptions – for instance, if your old car was written off or if it’s registered in a foreign country. If this is the case, check with your local DMV to see if you need to get car insurance before driving your new car home.