How Much Does Aetna Insurance Cost?

Aetna offers an array of healthcare plans and benefits, the cost of which will depend on the plan type, geographic location, individual factors and risk assessment assessments as well as individual assessment results.

Aetna offers an impressive range of Affordable Care Act (Obamacare) plans as well as Medicare Advantage and supplemental health benefit plans.


Aetna offers individual and group health insurance plans from HMO to EPO plans available under the Affordable Care Act (ACA), along with additional dental, vision, accident, and critical illness coverages. In addition to traditional plans offered through Aetna’s Attain app providing personalized nutrition, mindfulness, sleep improvement advice as well as tracking progress towards reaching goals and earning rewards for healthy behavior, Aetna also offers various wellness programs including its Attain wellness app that offers customized tips to improve long-term health improvements such as nutrition tips from nutrition experts as well as personalized tips provided through Attain Wellness programs – see Attain for more.

Aetna insurance costs can differ based on your location and plan selection, but there are a few general guidelines you can use to estimate them. In general, visiting in-network providers will reduce expenses while expensive procedures often incur greater fees. Furthermore, age, gender and lifestyle all play a factor; typically younger individuals tend to pay lower premiums as they tend to have fewer health concerns and costs; on the other hand older adults often have multiple issues that contribute to an increase in insurance prices.

Another key element in the cost of Aetna insurance lies in its deductible and coinsurance payments, which typically comprise a percentage of your medical bills. You typically will be responsible for covering up to $1,000 of any covered services before being responsible for remaining amounts up to your out-of-pocket maximum amount; you will also pay a monthly premium fee covering these expenses.

Be mindful of out-of-network care costs as well. Some Aetna plans offer reimbursement for out-of-network services while others don’t, while out-of-network charges tend to be significantly more than in-network charges and may even not be covered at all by your deductible or out-of-pocket limit.

Aetna is an insurance provider known for exceptional customer service. Their benefits include fitness reimbursement, mental health support, health screenings and policy management tools such as Aetna Navigator. Furthermore, this company partners with an independent database which gives members more accurate pricing data on medical services – giving members more clarity as they consult a doctor on expected treatment costs before consulting the database to learn the prevailing fee for that treatment.

Out-of-pocket expenses

Insurance can help lower healthcare expenses. But choosing the type of plan and benefits can have a dramatic impact on monthly premiums and out-of-pocket expenses. When making this choice, take careful account of both your healthcare needs and budget; perhaps taking advantage of different pricing tiers could provide an optimal fit?

Aetna offers individual and family plans that can meet the diverse healthcare needs of its members, such as Affordable Care Act plans, dental and vision coverage, maternity coverage and prescription drug coverage. Aetna also offers health reimbursement accounts as an effective way of saving on out-of-pocket healthcare expenses.

Plan type and benefits will also have a dramatic effect on your total annual healthcare costs. For instance, health maintenance organization (HMO) plans typically only cover care provided from providers within their network; additionally they require referrals before seeing specialists. By contrast, exclusive provider organization (EPO) plans offer full coverage that allows patients to visit specialists as well as receive routine or emergency care.

On the ACA marketplace, Aetna provides bronze, silver and gold individual plans from Bronze to Gold plans for individuals. Bronze plans typically feature lower premiums but higher deductibles and out-of-pocket costs while Gold plans typically offer the opposite: lower premiums but reduced deductibles and out-of-pocket expenses.

Aetna offers additional coverage, such as accident and critical illness protection. While these plans often feature higher deductibles and co-pays than traditional health plans, they may still help people save money on out-of-pocket healthcare costs.

Aetna offers its members an app that assists in managing claims, accessing documents and forms, searching for doctors and hospitals and receiving tips and resources to improve health outcomes. Their wellness program rewards members for healthy activities and behaviors such as free CVS Health(r) brand screenings, mental health support services and discounts on fitness apps; in addition, over 1100 national MinuteClinic locations within CVS or Target stores offer no-cost or low-cost care options at MinuteClinic locations nationwide.

Plan type and benefits

Selecting the appropriate health insurance plan can have a dramatic impact on how much you pay for health care. Plan pricing depends on a range of factors such as premiums, deductibles and coinsurance – using cost comparison tools can help find you the ideal plan to fit within your budget. You should also take into account provider networks and how accessible they may be to you.

Aetna offers its members a comprehensive array of plans, programs, and services designed to keep them healthy. This includes providing access to provider directories as well as mobile apps that give members access to health records, prescriptions, appointments and appointments. In addition, case management services help coordinate care – including transportation for emergency situations – while offering other programs designed to encourage members’ wellbeing and engage with community life.

Since 1853, this company has been around and offering medical coverage policies since. Established in Hartford, Connecticut and later merging with U.S. Healthcare in 1990 before being acquired by CVS Health Corp in 2018.

When considering Aetna plans, take into account their excellent customer service reputation. Aetna earned an exceptional score of 3.59 out of 5, which represents customer satisfaction with this company’s representatives being available 24 hours per day, 7 days a week by phone.

Based on your health needs, Aetna offers various plans from bronze to platinum that offer various levels of coverage and benefits; bronze plans have lower monthly premiums while also requiring members to cover a greater share of healthcare costs until their deductible is met.

Aetna provides various dental and vision plans. Their dental plans cover routine exams and cleanings as well as tooth decay and gum disease treatment, while vision plans offer annual exams with up to $130 allowances for glasses or contact lenses and 20% discounts off standard plastic frames – though these cannot be purchased as standalone policies but instead in combination with another Aetna plan.

Geographic location

Aetna insurance prices differ based on factors like location, plan type and coverage level – each factor having an effect on your healthcare costs. Being aware of these considerations will allow you to select an Aetna plan best tailored for you.

Aetna is a top-rated health insurer. Offering an impressive variety of Affordable Care Act (ACA) plans at competitive premiums, as well as Medicare Advantage and prescription drug plans with exceptional customer satisfaction ratings and an expansive provider network, Aetna boasts outstanding customer satisfaction ratings as well as various wellness programs such as weight loss management and fitness reimbursement reimbursement programs.

In 2024, Aetna will offer an expanded bronze and gold options of Affordable Care Act plans at lower premiums and deductibles than previous offerings from them. Furthermore, their $0 copay policy for lab tests and visits to primary care physicians will continue. Furthermore, Aetna has partnered with CVS Pharmacy in providing access to MinuteClinics for members with various health concerns.

When selecting a Medicare Advantage plan, it is essential that you understand all of its available benefits and their cost. Aetna HMO-POS plans provide members with access to an extensive network of doctors and hospitals at low copays for office visits, emergency room visits and pharmacy costs – as well as providing them with an extensive provider directory to locate providers near them.

Both Aetna and Cigna provide Medicare Advantage plans in most states, as well as selling supplemental plans that cover critical illnesses or accidents – the most popular being Medicare Part D.

Dependent upon your location, Aetna pricing can be easily compared by entering your ZIP code on their website and browsing their plans by category – such as Supplemental Medicare Advantage plans and Medicare Advantage with Prescription Drug coverage.

Aetna offers Affordable Care Act (ACA) supplement plans across all 50 states, as well as Medicare Advantage plans with Part D coverage and many that also feature dental and vision coverage. Quotes can be obtained either on Aetna’s website or by calling their customer service number – an independent agent can also be used to compare multiple plans at once.