If you’re like most pet owners, you worry about the day when something happens to your cat and you can’t afford to cover the costs of veterinary care. In this article, we’ll explore the different types of cat insurance and help you figure out how much coverage is necessary for your cat.
What is Cat Insurance?
If you have a cat, then you know that they can be a lot of fun. They are cute, cuddly and playful. But like any pet, cats can also be dangerous if not properly taken care of. That’s why it is important to have cat insurance in case something happens to your cat.
There are a few different types of cat insurance out there. The most common is called “cat liability insurance.” This protects you financially if your cat causes damage or injury to someone else. There are also policies that cover medical expenses if your cat is injured in an accident. And finally, some policies offer coverage for lost income if your cat isn’t available to feed the family because they are sick or injured.
The cost of each type of policy will vary, but the average annual premium is around $40-$60 per month. That’s definitely worth it if something bad happens to your cat and you have to pay for damages or medical bills. So make sure to ask your agent about the best policy for you and your furry friend!
Types of Cat Insurance
There are a variety of types of cat insurance, some covering specific risks and others encompassing both accidental and malicious losses. The most common type of policy is based on the premise that cats are high-risk animals and cover a greater percentage of losses than other types of pet insurance. There are also policies that offer discounts for having multiple cats, or for using a veterinarian as your cat’s primary care provider.
Here are three examples of the most popular types of cat insurance:
1) Breed-specific coverage: This type of policy is designed to cover specific risks associated with certain breeds of cats. For example, Siamese cats are particularly vulnerable to health issues related to heat stroke, so a policy that covers these risks would be a good option for those cats.
2) Cat loss umbrella coverage: This type of policy provides coverage for accidental loss or damage to your cat, up to a certain limit. If your cat falls out an open window, for example, this type of policy would help cover the cost of veterinary bills.
3) Cat burglary coverage: If someone breaks into your home and steals your cat, this type of policy would reimburse you for any veterinary expenses incurred as a result.
How Much Does Cat Insurance Cost Per Month?
Cat insurance is a great way to protect your pet from accidents, illness, and even death. However, the cost of a policy can be costly. How much does cat insurance cost per month? The answer depends on the type of policy you purchase and the coverage you need.
Conclusion
If you’re like most people, you probably think of cat insurance as something that only happens in movies. After all, who would ever want to insure their pet against accidents or illnesses? The good news is that cat insurance is a reality for many pet owners and it can actually be quite affordable. To find out how much your monthly policy costs, enter your details into our calculator below. We hope this article has given you some insight into the topic and has helped you make a decision about whether or not cat insurance is right for you.
