Most people are familiar with the concept of address change; it’s something most of us do every day. But what many people don’t realize is that a change in address can also affect their auto insurance. When you move, your old auto insurance company likely no longer has your current address. This means that if you get into a car accident while driving around without insurance, the police may automatically suspect you and pull you over.
If this happens, it’s important to speak to an attorney as soon as possible to make sure any legal proceedings take place in a fair and accurate manner. By notifying your auto insurance company of your new address as soon as possible, you can minimize the likelihood of anything going wrong.
What is an address change?
When an insured person moves, the auto insurance company should be notified as soon as possible. Most companies require at least 24 hours’ notice, but some may require up to seven days.
The new address must be included on all policy paperwork and in any communication with the insurer. If a claim is filed anywhere in the state where you live, the insurance company can use your old address as long as it’s been updated on your policy.
When must auto insurance companies be notified of an address change?
Auto insurance companies must be notified of an address change within 10 days in order to continue receiving premiums from the policyholder. They must also update any records relating to the policy, such as credit reports and driving records. If the policy has a lapse, the company must be notified within 30 days in order to renew it.
What are the consequences of not notifying auto insurance companies of an address change?
If you do not notify your auto insurance company of your address change, they may believe that you still live at the old address. This could lead to your rates going up or getting suspended if you have any claims filed with them in the past. It is important to always update your contact information with your car insurance company as soon as possible so that any issues can be resolved quickly and without any complications.
What can drivers do if they don’t receive notifications from their auto insurance company?
If you have not received notification from your auto insurance company of a change in address, there are a few things that you can do to try and get it updated. First, contact the company and ask them when they last received the information from your previous insurer.
Sometimes the company will be able to pull the records from their system and give you a more accurate timeframe. If that doesn’t work, you can also try reaching out to your previous insurer directly. They may be able to provide you with the information that you need.
Conclusion
If you have changed your address, it is important to update your auto insurance company as soon as possible. Failure to do so could result in a loss of coverage and increased premiums. Contact your insurer as soon as possible to let them know the new address and make sure that all policy documents are up-to-date.
