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It is the law that you must purchase automobile insurance if you plan to drive a motor vehicle on Massachusetts roads. Failure to purchase automobile insurance could result in severe penalties, fines, and even the confiscation of your driver’s license.
There are simple ways to save money and lower the cost of your automobile insurance.
What can you do? There are many things you can do. Even if you only use one of these suggestions, your savings could add up over the course of a whole year to hundreds of dollars.
At night, keep your car in a garage.
Your monthly payments will be automatically taken from your checking account. This will save your insurance company money and time, and you get a small discount.
Carpool. Your monthly automobile insurance premium will cover the time you spend driving to and from work every day. Your automobile insurance premium will be reduced if you carpool or reduce the amount of time you commute each month.
Your agent may be able to reduce your premium if you suddenly stop working.
Reduce your driving. Public transportation is a good option. Many companies will offer a substantial low-mileage discount if you reduce your driving distance to less than 500 miles per month.
Ask your agent about a discount on your premium if your vehicle has a steering wheel locking device. Or if your vehicle has an inexpensive device that disables the fuel pump, unless you push a secret button each time you start it.
Drivers younger than 25 years old can save a lot if they stay in school and maintain their grades. Young drivers who have a 3.0 GPA will be eligible for a Good Student Discount.
If they complete a driver’s refresher course offered by some insurance companies, drivers over 55 might be eligible to save 10% on their monthly premium. Check to see if your company offers this discount.
Insuring some cars can be more expensive than others. Talk to your agent about the cost of insurance for the car you want. Ask your agent to compile a list of vehicles that are the most affordable to insure, and you can choose from those.
Is it possible to afford to raise your deductible? You can increase your deductible to lower your monthly premium payments. But don’t promise to pay more if you have a claim. Before your vehicle is repaired, you will need to have your deductible in cash.
Finally, you should find at least three websites that allow you to compare automobile insurance costs between different companies. Use the information from this article to fill out forms on at least three different websites. Be sure to use the same information for all three. This will ensure that you compare the exact same auto insurance policy on all three occasions.
It’s simple from here. Simply review all the prices you have compared and choose the lowest price. This is all you have to do to find low-cost Massachusetts automobile insurance and win the financial race!
