How To Get Travel Insurance For Schengen Visa?

Are you planning to travel to Europe and explore the beautiful Schengen countries? If so, then you must be aware of the mandatory requirement for obtaining a Schengen visa – travel insurance. Yes, that’s right! Travel insurance is a prerequisite for getting your Schengen visa approved.

But don’t worry, in this blog post, we’ll guide you through all the necessary steps on how to get travel insurance for your Schengen visa and help ensure a smooth journey ahead. So sit back and read on to know more!

What is Schengen Visa?

A Schengen visa is a short-term visa that allows the holder to travel, live and work within the European Union (EU) countries. The Schengen Area consists of 26 European countries that have abolished passport control at their mutual borders. This means free movement for citizens within these countries without having to go through rigorous border checks.

The Schengen Agreement was signed in 1985 by five EU member states with the aim of creating a zone where people could move freely across national borders. Today, it has expanded to include almost all EU member states and some non-EU members such as Iceland, Norway, Switzerland and Liechtenstein.

If you are planning to travel to any of these countries for tourism, business or other purposes, then you need to apply for a Schengen visa before your trip. Remember that each country may have its own specific requirements when applying for a Schengen visa so make sure you check beforehand!

Do I Need Travel Insurance for Schengen Visa?

One of the most common questions that travelers ask when applying for a Schengen Visa is whether they need to have travel insurance. The answer is yes, you are required to have travel insurance if you want to obtain a Schengen visa.

The European Union has made it mandatory for all applicants to have valid travel insurance coverage throughout their stay in the Schengen area. This requirement was put in place to ensure that visitors can cover any unexpected medical expenses or emergencies during their travels.

It’s important to note that not just any type of travel insurance will suffice for your Schengen visa application. The policy must meet specific requirements set by the EU, such as providing a minimum coverage amount of EUR 30,000 and covering emergency medical treatment and repatriation in case of death.

Having proof of adequate travel insurance can also make your visa application process smoother and faster since it demonstrates your ability to handle unforeseen circumstances while traveling within Europe. So make sure you get comprehensive travel insurance before submitting your Schengen visa application.

How Much Does Schengen Visa Travel Insurance Cost?

One of the requirements for obtaining a Schengen Visa is travel insurance. The cost of this insurance can vary depending on several factors, including your age, length of stay and type of coverage required.

Typically, the cost of Schengen Visa travel insurance ranges from €1 to €2 per day. However, some insurers may charge higher prices if you require additional coverage or have pre-existing medical conditions.

It’s essential to shop around and compare different policies and prices before purchasing travel insurance for your Schengen Visa. Some countries may have specific requirements that need to be met by the policy you choose.

You should also consider the maximum coverage limit offered by each insurer. While it may be tempting to opt for a cheaper policy with lower limits, this could leave you vulnerable in case of an emergency.

While the cost of travel insurance for a Schengen Visa is relatively low compared to other expenses associated with traveling abroad, it’s still important not to skimp on coverage and ensure you have adequate protection during your trip.

How to Get Travel Insurance for Schengen Visa?

Getting travel insurance for your Schengen visa is a simple and straightforward process. The first step is to find a reputable insurance provider that offers coverage for the countries you will be visiting in the Schengen area. You can do this by searching online or asking for recommendations from friends or family.

Once you have found an insurance provider, make sure to read through their policy carefully to understand what it covers and any limitations or exclusions that may apply. It’s important to ensure that your policy meets the minimum requirements set out by the Schengen agreement, including coverage of at least 30,000 euros for medical expenses and repatriation.

When purchasing your travel insurance, be prepared to provide information about your trip dates, itinerary, and personal details such as age and any pre-existing medical conditions. Depending on the provider, you may be able to purchase your policy online or over the phone.

Remember to keep a copy of your travel insurance policy with you when traveling in the Schengen area as proof of coverage may be requested upon entry into some countries. With these simple steps in mind, getting travel insurance for your Schengen visa should be a hassle-free process so you can focus on enjoying all that Europe has to offer!


Obtaining travel insurance for Schengen Visa is not only a requirement but also a practical necessity. It safeguards you from unexpected medical expenses and guarantees that your trip runs smoothly without any financial setbacks.

Before purchasing your travel insurance policy, make sure to carefully read all the terms and conditions so that you are familiar with what areas of coverage you will receive. Additionally, compare different policies and their costs to ensure that you select one which caters to your specific needs while fitting into your budget.

By following the steps outlined in this article, getting travel insurance for Schengen visa should be effortless and stress-free. With proper protection in place through an adequate policy, travelers can embark on their journey without any worries about unforeseen circumstances or unplanned expenditures during their visit to Europe’s most beautiful destinations!