Are you planning to get car insurance in Florida? If yes, then it’s essential to obtain your driving record for insurance purposes. A driving record contains vital information about your past driving history and can significantly impact the premiums you pay for auto insurance.
However, acquiring a copy of your driving record might seem like an arduous task at first glance. But don’t worry! This blog post will guide you through the process step by step so that you can easily access and review your Florida driving record before purchasing car insurance. So let’s dive right into it!
Go to the Florida Department of Highway Safety and Motor Vehicles website
If you need to obtain a Florida driving record for insurance purposes, the best place to start is the Florida Department of Highway Safety and Motor Vehicles website. Here you will be able to request a driving record online. You will need to provide your driver’s license number, date of birth, and social security number. There is a small fee for this service. Once you have submitted your request, you should receive your driving record within 10 business days.
Enter your driver’s license number and birth date
When you apply for insurance in Florida, you will be asked to provide your driver’s license number and date of birth. This information is used to obtain your driving record from the Florida Department of Highway Safety and Motor Vehicles (DHSMV).
Your driving record is a history of your driving habits and violations. Insurance companies use this information to help determine your premium rates. The better your driving record, the lower your rates will be.
To get a copy of your driving record, you can request it online, by mail, or in person at a DHSMV office. There is a fee for this service. Once you have received your driving record, you should review it carefully to make sure there are no errors. If you find an error, you can contact the DHSMV to have it corrected.
Pay the $10 fee with a credit or debit card
In order to obtain a Florida driving record for insurance purposes, you must first pay a $10 fee. This can be done with a credit or debit card. Once the fee is paid, you will be able to request your driving record from the Florida Department of Highway Safety and Motor Vehicles.
Your driving record will be sent to you electronically
If you are a Florida resident, you can obtain your driving record from the Florida Department of Highway Safety and Motor Vehicles (DHSMV). There are three ways to request your driving record: online, by phone, or in person.
If you choose to request your driving record online, you will need to provide your driver’s license number, date of birth, and Social Security number. You will also be required to pay a fee of $8.50 using a credit card. Your driving record will be sent to you electronically within 3-5 business days.
If you would prefer to request your driving record by phone, you can call the DHSMV Customer Contact Center at 850-617-2000. You will need to provide the same information as when requesting online, and you will also be required to pay a fee of $8.50 using a credit or debit card. Your driving record will be mailed to you within 5-7 business days.
In-person requests can be made at any driver license office or tax collector’s office that offers this service. You will need to complete the Application for Driving Record Information (Form HSMV 71383) and submit it along with a $2 processing fee and $8.50 for the cost of the driving record. Your driving record will be mailed to you within 5-7 business days.
How to interpret your Florida driving record
A driving record is one of the most important documents that you will need when applying for car insurance in Florida. It is a document that contains your personal driving history and is used by insurance companies to determine your rates. Here is how to interpret your Florida driving record:
The first thing you will see on your driving record is your personal information, such as your name, address, date of birth, and driver’s license number. This information is followed by a list of your past traffic violations, if any. Each violation is listed with the date, location, and details of what happened.
Next, you will see a list of any accidents that you have been involved in over the past three years. These are also listed with the date, location, and details of what happened. If you have any speeding tickets or other moving violations, they will be listed here as well.
Finally, at the bottom of your driving record, you will see a summary of your points total. This is the total number of points that you have accumulated on your license over the past three years. If you have more than 12 points on your license, it may be suspended or revoked.
Conclusion
Obtaining a Florida driving record for insurance purposes is not as difficult as it may seem. With the right steps, you can easily get an accurate and up-to-date copy of your driving record quickly. Knowing what information is contained in your driving record can help you make informed decisions when shopping for auto insurance and save you money in the long run. Remember to always check with the Department of Highway Safety and Motor Vehicles if you ever have any questions about obtaining or reading through your Florida Driving Record for Insurance Purposes.
