DASHCAMERA INTRO
A dashboard camera is a camera placed on the windshield or dashboard of your car and records everything you do while driving. Advanced versions of the cameras can record rear views and some have infra red sensors that enable recording in the dark. As soon as the engine starts, the camera switches on automatically and begins recording. All video data is saved to a memory stick. Some cameras can record in High Definition, which delivers great video quality.
This technology can be very interesting for many drivers. It is a mature technology that is widely used in many countries where insurance fraud and accident seem to be a problem, such as China. Russia, China).
A DASH CAM HELPFUL FOR DRIVERS
Do you think it is a good idea for a vehicle to include such a device? Yes, I believe so. If something happens, the camera can be your objective witness. You could have an accident from an unanticipated maneuver by the car in front of your, or it could be a fraud that is nearly impossible to identify or an unusual situation that will need to be examined further. A dashboard camera will help you determine the truth, no matter what it may be.
Do you think data privacy is a concern? As long as the video is kept with the car and not transmitted to any other place, I don’t think so. Most dash cams currently use a memory stick that is constantly being rewritten because video is continuously recorded. This means that only the last few hours, or even days of video are available depending on the size of your memory card.
DASHCAM IS A GREEN FIELD TO INSURERS
Two organizations would be most benefited by such a device being used consumers: law enforcement and insurers. A dash cam can significantly help in the resolution of traffic accidents or claims.
Although I don’t know how police would view the idea of dashboard cameras in regular cars, police cars are equipped to record road conditions. They would likely embrace it as it would facilitate their jobs.
It is slightly different with insurers. I have not heard of any insurance companies offering lower premiums to clients who have a dashboard camera in their cars. One insurance company actually answered my question about whether they would consider the evidence from a dashboard camera in their claim assessment process. They said that they welcome any additional information that could help with the correct assessment of an accident or the handling of a claim. We don’t have any specific perspective on the use of dashboard cameras in cars, but it’s something we are very new to…
My opinion is that you should use dash cam data to discuss with police or the court to ensure that you aren’t considered to be at-fault. Your insurance premiums could be reduced if you are not considered at-fault for an accident. A dash cam is a great way to keep your driving record clean.
OUTLOOK – WHAT COULD A DASH CAMERA BECOME?
Are dashboard cameras still viable? Absolutely! It can help with both correct assessments of traffic accidents as well as driver behavior. The witness will “trustfully” sit in your car and will prove your points. However, the same observer will also ensure that your mistakes are not recorded and could be used against your.
Insurance discounts: I can imagine insurance products that are linked to the installation of a car video camera, e.g. Drivers who install a dash cam can get a discount on their insurance. Dash cam material can actually reduce the time it takes to process a claim. This is because claim adjudicators can discover the truth much quicker.
Consumers can now get tape-as-you drive insurance. This is a new product that offers insurance for the consumer. It gives them the impression that their case will not be handled by an insurer using a 50-50 rule, but rather a camera. A side collision between two cars could result in them colliding on the road. This is known as “sideswipe” and it’s impossible to prove without a video.
Option for a built-in car: It is possible that modified versions of dashboard cameras could be made into mass production cars as a special feature. A car equipped with an official certified camera may be recognized by insurance premiums such as winter tires, hybrid vehicle or alarm device. Think about other modes of transport like planes and ships. All are equipped with black boxes that record everything that happens. Why should a car be any other?
Pay-as you drive insurance is now available to more insurers. Pay-as you drive insurance adjusts premiums based on an individual’s driving habits. This insurance rewards safe driving and increases insurance costs for dangerous driving. An “black box” device is installed inside the vehicle to track key parameters and transmit them to the insurer who regulates the premium rate. This insurance can be supplemented with additional data and insights by adding a dash cam.
Fun, fun and fun: A camera in a car can be used to record a road trip. You could create a great road trip video by combining the best parts of your video. You can do a lot with dashboard cameras!
WHERE DO YOU FIND A CARCAMERA?
It was eBay that I bought mine a few years back. You can find dash cams on Amazon and eBay. A decent camera will cost you around two hundred dollars. There are cheaper options, but the quality (especially the battery) is not as good.
