Lowering Your Car Insurance Premiums by Cleaning Out Your Garage

You might start by focusing on the important things like anti-theft devices and defensive driving classes when you are trying to lower your auto insurance premiums. This is not a bad idea. After all, any step that lowers your premiums will be a good thing. You may not be paying enough attention to the simple money-saving measures that can affect your premiums, especially if you have comprehensive coverage.

Off-Street Parking

Parking on the street is a risky way to park your car, whether you’re at work, home, or just running errands. Your vehicle is basically parked on the street, asking for a hit or ding from another vehicle. You are also more vulnerable to pedestrians, vandals, and thieves. These factors are important for insurance companies to take into account so that your premiums can be compensated for.

Why clean out your garage

It is ideal to park your car in garages. Garage parking is better than any off-street parking. Garage parking is a great way to save money, but it can be difficult to get rid of all the furniture and boxes in your garage.

There are some things to keep in mind as you clear out your garage.

  • Allow yourself enough space to park your car and then get out. Garage parking is useless if you are unable to open your doors and get out your car.
  • Make the most of the space’s height. To store your items above the ground, you can set up shelves in your garage. You should not overload the shelves with items that could fall.
  • You need a place for everything. You and your family should agree to create a place for everything in the garage. This will ensure that you have a clear parking space and a designated walking area. You run the risk that you will be injured or damage if you leave something behind.
  • Inform your insurance company if you have changed your regular parking arrangement. Your insurance company can adjust your rates if you let them know.

You might be able to sell the things you don’t need from your garage. You could have your insurance premiums reduced by having a garage sale.

Driveway Parking

Don’t worry if you don’t own a garage. In the fight for lower auto insurance rates, driveway parking is important too. Garage parking offers additional protection but driveway parking is better than on-street parking. You make your vehicle less attractive to thieves and vandals, as well as making it less likely to be involved in an accident.

Living or Working

It may be harder to find parking on the street or in a garage if you live in a city. You might want to consider the cost of reserving a spot. You can compare the parking costs with the insurance savings that you could get. But don’t stop there. Consider how much you could save on deductible expenses by not paying for parking.

Your car is an integral part of your daily life. Insurance can help you keep your vehicle safe in the event of an accident. It’s a smart decision to save money on your insurance. We can help you save money in many ways. Give us a shout.