This policy is unique and will cover you for situations such as renting a car or driving someone’s car for a long period. Online Non-Owner Car Insurance will cover you for injuries and damages caused by an accident. This insurance plan is also available for other situations.
Why do I need non-owner car insurance?
* If there is an outstanding DUI case
Are you a convicted driver under the influence? Your state may require you to fill out an SR 22 form (known in certain areas as the FR 44 form). The SR-22 form will allow you to retrieve your driver’s licence. Both forms can be used as evidence of legal vehicle coverage. Even if you don’t have a vehicle, non-owner car insurance can provide sufficient evidence of insurance.
* People often use their vehicles
Are you one of the many people who don’t want to own a car but still have the option to borrow cars from family members and friends? You should consider purchasing non-owner car insurance. You may also need to use another person’s vehicle. For example, if you start a delivery service and have to borrow a friend’s van to get the business started. Non-owner car insurance is required.
* You Often Hire Cars
If you rent cars, you can attest to how expensive it is to pay rental companies. Non-owner vehicle insurance can help you save a lot. Renting companies can charge up to $35 per day for insurance.
* during Test Driving
Automobile manufacturers often offer buyers the opportunity to test drive their vehicle for up to two weeks before they make any commitment. Producers believe the customer will fall in love with their vehicle and agree to purchase it during the two-week test drive. You will need to obtain non-owner coverage if you loan a car from these dealers.
* Ride-Share
Vehicle sharing plans are a popular trend at the moment. These cars may be insured but they may not have the right coverage to cover your property in the event of severe damage. Additional non-owner coverage may be available if your assets exceed $100,000 to provide complete protection in case you are sued.
Are you able to relate to any of these scenarios? You should consider purchasing non-owner auto insurance.
You can get lower rates for your next car insurance by having active vehicle insurance. Young drivers who drive the car of their parents should not worry, as they are covered by their parent’s insurance.
The Basics of Non-owner insurance
Specialty insurance automatically meets the state’s primary liability standards. The non-ownership package also covers medical bills and protects uninsured drivers. This is an important addition to your package as there are many uninsured drivers who may be driving around. If there is an accident, there is approximately 13% chance that the other driver is not insured. Non-owner car insurance is not necessary if your credit card company has you covered.
Car insurance for non-owners is usually cheaper than standard liability coverage with standard protection. This is due to the fact that the driver usually has limited access to the vehicle. It reduces the chance of being involved in a collision with another motorist.
Get a Non-Owner Car Insurance Policy Online
Online shopping is a great way to get non-owner car insurance rates. You can apply online for a policy to get a quote within 5 minutes. Do not wait; apply online now to get your plan.
