Everything You Need to Know About Balance Transfer Checks

Unbeknownst to many consumers, credit card companies sometimes send balance transfer checks with low introductory APR offers in the mail – but these checks could end up being very costly if used irresponsibly. Consumers using debt consolidation checks should read through and carefully consider any fine print and calculations before using one, cautions Malik. Before […]

What is an Outstanding Balance on a Credit Card?

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]

Frequent Flyer Guide to Delta SkyMiles

Delta SkyMiles offer excellent value when redeemed for flights in premium cabin seats, especially through Delta’s perks program that offers various ways of earning and redeeming miles – including with its credit cards. Membership of SkyTeam and partnerships with other airlines provide additional redemption opportunities; however, an absence of award charts and dynamic pricing could […]

The Under-The-Veil Benefits of the Ink Business Preferred

The Ink Business Preferred offers businesses who spend in its bonus categories significant rewards; however, this card may not be suitable for everyone. This card boasts an attractive welcome offer, excellent points-earning categories and valuable travel protections that we estimate exceed its $95 annual fee. 1. Travel Protection The Ink Business Preferred is among the […]

Why I Love the Amex Business Platinum Card

American Express Business Platinum is one of the premier credit cards for business owners, providing travel and purchase benefits that more than justify its high annual fee. Included among these benefits are a welcome bonus of 120,000 Membership Rewards points, statement credits for Dell, Indeed and Adobe, and coverage for Global Entry/TSA PreCheck costs – […]