The US Postal Service offers package insurance policies you can buy online or in person, or automatically insure certain mail classes automatically. USPS insurance is fully backed by the federal government and guarantees your coverage against potential claims. However, carrier liability does not extend to taxes or fees related to international shipments such as customs […]

Title insurance marketing should target several audiences. Ads must be eye-catching and pertinent to the home buying process, while legally collecting email addresses helps build customer bases. Offer educational e-newsletters on topics like escrow, property searches and title insurance protection to build customer retention. Education of the public shows your caring nature and sets you […]

The National Flood Insurance Program is in debt to the tune of $24 billion, and under Biggert-Waters Act we can expect many changes – including increasing premiums so they more accurately reflect individual risk profiles. At present, private companies known as WYOs operate the NFIP by marketing flood policies and making payout decisions according to […]

Comprehensive car insurance may not be mandatory, but it may be worth investing in. Car dealerships and banks often require it if financing or leasing a vehicle from them. Consider whether theft and natural disaster coverage is worthwhile depending on the value and financing situation of your vehicle, your geographic area and what threats might […]

Marriage can be an emotional process, and couples often face questions regarding health insurance options when planning a joint effort. Some couples opt to consolidate coverage while others maintain individual policies. Understand your options and select the optimal healthcare policy for your family is essential, and to do that you’ll need to understand a few […]

Car insurance rates depend on many variables, with vehicle make and model being one of the primary considerations. Drivers can often reduce costs by selecting a lower deductible amount and driving less frequently while bundling policies with one provider. Other variables to keep in mind when buying or leasing a vehicle include its safety rating, […]

Unexpected financial emergencies can put any family on its back foot. Savings and insurance plans can help manage these expenses more easily. Based on state laws, employer-provided health insurance generally expires either upon your last day at work or the last day of the month in which you were terminated from it. There are various […]

Renters insurance policies that include roommates or significant others aren’t usually recommended, since if one person on your policy files a claim, that will appear on both records and cause problems down the road. Shared policies may have an effect on coverage limits, liability coverage and deductibles. Coverage Limits If you live with roommates, purchasing […]

Prior to the Affordable Care Act, insurance companies often dropped dependents from their parents’ plans once they turned 26. That is no longer an issue. Under COBRA or New Jersey’s Small Group Continuation law, young adults can stay on their parent’s plan up to age 29 without being subject to penalties for doing so; however […]

Electric Insurance Company announced in 2021 as part of a major corporate restructuring, will sell their personal lines portfolio to Plymouth Rock Assurance as part of their major corporate restructuring and separate into three public companies. Established to provide employee health insurance at General Electric (GE), the company now sells home and auto policies as […]