Open enrollment is the period during which people can stop, begin or change their health insurance coverage. The federal deadline is December 15th; however, each state marketplace can set its own dates. As of March 2019, renewal notices for Medicaid, Child Health Plus, and Essential Plan enrollees are being distributed on an ongoing basis according […]

Homeowner insurance may not qualify as one of the expenses you can write off when filing your taxes, but in certain circumstances it could qualify. Speak to a tax professional for more details. Before selecting a homeowners insurance deductible, carefully consider its impact on premium costs and out-of-pocket expenses when making claims. A higher deductible […]

Pets are often lively, energetic and can get into mischief. Therefore, many owners opt for pet insurance policies in order to safeguard against mischief-making occurrences. Pet insurance policies vary in price depending on factors like deductible, annual limit and reimbursement level; to get an accurate picture, compare quotes from multiple providers. Also be sure to […]

Many people move to Mexico for various reasons – be it work-related or simply closer proximity. Public healthcare in Mexico can be expensive and lack the standard of care expats require, which is why expats may prefer private health insurance plans that provide access to private hospitals with shorter wait times and English-speaking doctors. Cost […]

Travel trailers are non-motorized vehicles, meaning most states do not require their owners to purchase insurance for them; however, your car or truck’s liability coverage may extend over to it in certain instances. Most policies also provide roadside assistance services like jumpstarting, fuel delivery and tire changes; some even cover personal items in case of […]

Under the Affordable Care Act (ACA), plans and insurers are required to offer dependent coverage up until a child turns 26 years old – but with certain exceptions. Dependency eligibility depends on a number of different criteria, including if an adult is married, has children of their own, or lives away from the parents’ house. […]

Aircraft insurance costs can be expensive, depending on its value, age and usage. Policies usually provide liability protection as well as physical damage coverage (hull coverage). Liability insurance typically includes third-party property damage, passenger liability and final expenses in the event of a fatal accident. Training and experience of pilots are also taken into consideration. […]

When renting a car, salespeople at the counter will probably encourage you to purchase their company’s insurance as an added cost. But is it really worthwhile? If your auto policy includes both liability and collision coverage, rental car insurance may not be necessary. But if only state minimum liability exists or none at all, an […]

When selecting a health plan, it’s essential to understand deductibles and copays. A deductible refers to the amount that must be paid before insurance coverage kicks in; copays are payments you make after meeting your deductible amount. Copays are flat amounts (for instance $20) you pay when visiting the doctor; often these payments count towards […]

TRICARE is a health care program for active duty service members, retirees and their families that offers health plans, special programs, prescription coverage and dental coverage. Your TRICARE ID card comes equipped with an 11-digit Department of Defense Benefits Number (DBN), which serves to validate eligibility and file claims. In addition, it displays which type […]