Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]

Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations […]

It’s possible that you have income protection insurance (also known as permanent insurance) if you are a dentist. You may even have claimed on your policy. Many of the top insurers have released their claim statistics over the past few years for income protection and critical illness coverage. This information is extremely useful as it provides insight […]

Quotes for insurance are a great way to lower your monthly expenses. I saved $590 by using a quote service to save my homeowners and car insurance packages earlier in the year. Millions of people are out of work in today’s economy. As the economy gets worse, millions more people will lose their jobs. Millions of people who […]

When we look at a client’s financial situation, one of the most common problems we see is that they have had many income protection and life insurance policies sold over the years. It is important to note that such coverage for a couple with a mortgage and a family, like a couple, is essential. It’s better […]

Loss Recovery and Changes in Building Code You’re likely to have suffered severe property damage and large losses after a natural disaster. The “aftershock” of a natural disaster is often the increased costs of rebuilding according to the most recent building codes. Unless you have purchased an Endorsement for your policy, which is called either: “Increased […]

It’s important to be familiar with the terminology in order to navigate the maze of options for insurance. Annuity- An insurance product that provides lifelong benefits. Appraisal- To determine the value of a property (in order to insure for loss).Claim- Documented demand for benefits as set forth in the insurance policyCo-pay – A fee that […]

Mexico Insurance is used by more than 20,000,000 tourists each year. To give an approximate estimate, 17.6 millions of the 22.6million tourists who visited Mexico in 2008 were American tourists. This is approximately 75% of the tourists from America who visit Mexico by car, motorbike, trailer, RV, or other vehicles that will need insurance. This is something most […]

1. IntroBefore I begin to discuss this month’s insurance topic I want to highlight a little irony that occurred at the end last month. After writing an article on what to do in case of a winter auto crash, I found myself sliding on the ice and heading slowly toward another car at an intersection. I was going […]

Accident claims are no longer stigmatized. People make claims because they feel that they were put in a dangerous or hazardous situation by the negligence of another person. It is important to highlight the breach of duty and ignorance of the person responsible in order to rectify the situation and to reduce the chance that another person […]