Job security can seem like a pipedream in today’s chaotic marketplace. How can you ensure your job security in a world of stock market chaos, downsizing and layoffs? You can create employment insurance by learning to communicate effectively your personal brand at work. These are some tips to help you build your personal brand and ensure that […]

You’ve likely encountered many situations where you need to have some type of insurance if you work in engineering. You might be a sole professional engineer or a small engineering firm with just a few people. You might be wondering why you need all this coverage. The deal is already known: If the developer tells you that […]

Most of us are facing redundancy right now. This can make it very difficult to feel secure. Panic can set in and people freeze to pretend everything is okay. There are many things you can do in order to regain control of your life. The UK’s job situation is getting worse. Now is the time to look […]

New business owners want to keep operating costs low. They may not be exposed to a lot of risk at launch and will purchase only the required insurance like workers’ compensation and Commercial General Liability coverage. Many business owners neglect to review their insurance policies as they grow in size, profit, and liability. The Reasons Your Basic […]

Every time your policy is renewed Some may find this a bit silly. If your rate hasn’t increased, why should you review your policy? Let’s take a look at it like this. You would be very upset if McDonald’s didn’t add meat to your hamburger if you went to McDonald’s. Before you submit your renewal payment, make sure to […]

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

You might be thinking, “If I cannot afford health insurance, how can I afford a discount vision and dental plan?” How is this going to benefit me if it costs less than I can afford? Do you think discounting means that I will get less than the best care? The same thoughts were always mine. Before I began […]

Liability insurance is available to almost everyone. This insurance option is one of the most cost-effective and provides protection against being sued by others who have been involved in an accident. There are many types of liability insurance. It’s important that you know what type you need. Automotive insurance Auto insurance should include liability coverage. You will be […]

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

Understanding Financial Stability Insurance companies promise more benefits than they take in premiums. If you have a $200,000 home insurance policy that covers insurable events affecting your residence, it is possible you will pay a low premium relative to the benefit. Let’s assume that you only pay $150 per month for this benefit. This means that your benefit […]