Does Homeowners Insurance Cover Water Damage From Air Conditioners?

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

Does Insurance Cover Skin Cancer Screening?

Since summer is in full swing, you may find yourself spending more time outdoors. Therefore, it’s essential that you take precautions such as regularly inspecting your skin and seeking screenings as necessary. However, many patients may be asking whether their health insurance will cover these services – and the answer is “yes”. Does Your Insurance […]

What Happens If You Don’t Pay Health Insurance?

Many Americans struggle to afford health insurance. Unexpected medical bills that don’t fall within their policy often crop up unexpectedly and leave them paying unexpected medical expenses out of pocket. Failing to pay your premiums could result in your coverage being cancelled and open enrollment being the only time you can select a plan again. […]

How Quickly Can I Get Health Insurance?

Health insurance provides financial coverage for medical expenses. There are four main forms: employer or school sponsored plans, individual or private plans bought on the Marketplace, Medicaid and Medicare plans. Short term health insurance provides quick coverage that often starts the day following approval, making it ideal for quickly filling gaps between major medical plans […]

Do I Need Health Insurance in California?

Los Angeles residents can purchase affordable health insurance coverage on the California state exchange marketplace. Plans offered there must meet certain standards and minimum essential coverage requirements, making shopping for coverage simple and accessible. Individuals without qualifying health insurance will face a penalty when filing their taxes unless they qualify for an exemption. To avoid […]

Is AAA A Good Insurance Company?

AAA typically provides insurance through affiliate companies with various rates, coverage options and customer experiences. According to The Zebra, AAA auto insurance customers report below-average satisfaction with their policies. Furthermore, AAA uses OnBoard telematics technology which tracks driving habits through a mobile app to offer discounts for safer drivers and reduce premiums accordingly. Car Insurance […]

What Is No-Fault Insurance Quizlet?

Many states have passed no-fault car insurance laws to compensate injured auto accident victims, providing coverage for medical costs and any losses-related expenses. Some states employ no-fault systems that strip you of your right to sue an at-fault driver for pain and suffering and economic losses, while others provide for some degree of no-fault protections. […]

How To Get Vision Therapy Covered By Insurance

Vision therapy is an in-office and at-home program used to address vision problems such as amblyopia (lazy eye), crossed eyes (strabismus), double vision, eye teaming and visual processing issues. Children struggling in school, having trouble focusing or reading, or being diagnosed with ADHD/ADD could benefit from Vision Therapy. Adults experiencing headaches, eye strain or “fuzzy” […]