How Many Hours Is Full Time For Health Insurance?

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

How Safe Driving Habits Lower Your Car Insurance Premiums

There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]

An Overview of Commercial Auto Insurance Policies

A commercial auto policy is an insurance policy that covers cars, trucks and other vehicles, whether they are used for business purposes or for personal use. This insurance policy is essential for any company. It covers your vehicle in the same manner as your personal. This insurance policy is designed to protect your company’s assets and money […]

Car Insurance – Mandatory or Optional?

Here are some things you should know about Car Insurance *Car insurance in India is mandatory, not optional. *Accidents cannot be controlled – the common man must be protected from accident risks *Not everyone can afford unexpected accident costs. Car insurance provides protection from large-scale, unexpected expenses. Many misinformations and ambiguities surround the topic of […]

Why It Is Important To Read Your Car Insurance Policy

If policies, agreements, contracts and other legal documents are not understood or read carefully, it can cause a lot of problems later. Although most people won’t want to read every word of a policy, it is often the key to saving money or incurring additional costs. This is especially true for car insurance policies. Although insurance agreements […]