Are Accidents a Problem that Must Be Managed? The Scandal: The Facts. Insurance premiums are rising because of greedy, unscrupulous accident management companies. What has the media been telling you? Recent reports, such as The Cash for Crash Conspiracy article by the Daily Mail and BBC Panorama’s The Great Car Insurance Swindle send clear messages about personal injury […]

Insurance. Insurance is insurance that covers the unforeseeable, the unknown, or the uncontrollable. You are probably familiar with the basics of insurance: “A means of guaranteeing safety or protection”. But how protected are you with your current policy? This is a question that many Americans don’t think to ask. We are confident that our agent will wisely guide us […]

Taxi insurance is held in each state, unlike health insurance. They establish the regulatory framework. This is not true for providers who cross state lines to gain competitive advantages. The federal authorities are faced with a difficult dilemma. They can’t be seen to ignore the regulations and coverage in their locality. The large providers might be doing things with national […]

Expect a flood of new car insurance policies. Tesco was the first to enter the fray with its “no frills” policy. Others will quickly follow Tesco’s lead in their quest for new customers. Tesco’s offer is not well received by the AA. They claim that the excess is too high, and that you can buy the standard […]

An individual should always seek lower insurance costs when shopping for auto insurance. A good credit score can help lower the cost. Credit score is a statistical way to assess an applicant’s creditworthiness. Companies always try to pool the best part of their customers so they can make the most profit and minimize the loss. They compare the amount […]

Car insurance is a topic that all of us face at some point in our lives. Are we obligated to insure our cars? What type of policy do you need? What are the things you should be aware of before signing on? If you don’t take the time to do your research and compare all of the insurance […]

1 Full Coverage Including Towing and Rental Full coverage does not refer to one type of coverage. It is a combination of multiple types of coverage. Although it can be read in many different ways, most companies use the term to mean minimum liability requirements set by the state. It is important to note that minimum requirements […]

What is the best way to negotiate a claim? There is. You must be ready to play hard. You are not being misled. Insurance companies are some of the best negotiators around. They are experts in the rules and know when to ignore them. They are able to and will profit from the unwary because they understand the system. It doesn’t […]

It can be frustrating to get into an accident with a rental car.You are unfamiliar with the car and driving it. This is a formulaThis can cause you major headaches. Here’s a quick overview of renting a car.Accident claims are handled and settled. The rental company will ask for your permission to rent a vehicle.For proof of […]

Did you ever receive your auto insurance bill? Are you wondering if there are too many coverages you don’t need? So many options are available, so how can one decide what is worth it and what isn’t? Many options offered may be duplicates of coverage you already have. This is my attempt to help you navigate the maze […]