The Difference Between Income Protection and Critical Illness Insurance

During a recent financial assessment with a client, which I do with all clients, I asked him if he had any income protection. He replied that he did. I was surprised and impressed. This is not something young people often think about, but this man in his twenties had it all sorted. He quickly responded with, “I think […]

Types of Insurance: Understanding the Differences

Auto insurance: Nearly all Americans are familiar with auto insurance by the time they turn sixteen. In order to register a vehicle, insurance is required. The DMV won’t grant registration for a vehicle worth $5,000 if there is no proof of insurance or $40,000 of disposable savings. Car insurance covers the cost of vehicle damage, other vehicle […]

Scope of the Reinsurance Market

The article “Scope of the Reinsurance Market”, provides an in-depth analysis of the future outlook of the global reinsurance market and the three regions, including North America, Europe and Asia-Pacific. This article provides specific insights on market behavior, constraints, and recent developments in the reinsurance industry. Reinsurance is the backbone of any economy. It enables large-scale investment projects. It […]

Protect Your Cleaning Business With the Proper Insurance

Many companies neglect to review their insurance policies and the coverage they provide until something happens. If you don’t plan ahead, it might not be covered. Here are some examples of what can happen: employee theft, chemical spillages, lost keys, damaged equipment, and items broken. Proper insurance coverage is an important tool to reduce your risk. Basic […]

Photography and Photographer Insurance

Establishing your own legal entity is an essential part of starting your own photography business. This includes registering yourself for tax purposes. This is more than what this article can cover, as every country has its own business rules. Each state has its own legal rules. First, register your business according the local rules. If you have any questions […]

The Types of Insurance a Home-Based Business Owner Should Have

Many people think starting a home-based business is smart. However, getting insurance is not something they should neglect. Murphy’s law says that everything that can go wrong will. Insurance can be a key component to your business’ success. These are some examples of different insurance types that you might need for your venture. Although they aren’t essential, having […]

Well Winter Is Officially Here! Bring on the Salt and Pot Holes!

Michigan is officially experiencing winter. It’s here, even though it arrived a bit late this year. Salt and Plow trucks are on the road keeping roads clear. Potholes galore were created by the melting snow. Are potholes and salt damage covered by your insurance? Is Salt Damage Covered? Salt on the roads can cause damage to your vehicle, but […]