Starter’s Guide to Auto Insurance

Everything begins from nothing, and everything is beautiful. This is because someone or something has taken action on this theme. These actions are the first base. The word is always placed before the more complex base in a dictionary. However, it is logical that everyone must first understand the basics before they can comprehend the complexity. As for auto insurance. This […]

Best Citi Credit Cards With Balance Transfer Offers

Citi offers credit cards with long introductory APR periods to help consolidate debt or tackle high-interest balances, along with rewards and benefits depending on which card is chosen. Some of the top Citi credit cards with balance transfer offers feature 0% interest on debt repayment for up to 15 months, 18 or 21 months. 0% […]

Everything You Need to Know About Balance Transfer Checks

Unbeknownst to many consumers, credit card companies sometimes send balance transfer checks with low introductory APR offers in the mail – but these checks could end up being very costly if used irresponsibly. Consumers using debt consolidation checks should read through and carefully consider any fine print and calculations before using one, cautions Malik. Before […]

What is an Outstanding Balance on a Credit Card?

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]

Amazon Prime Secured Card Benefits Guide

Amazon Prime members have multiple credit card options available to them, from rewards-oriented cards such as the Amazon Store Card and Visa Rewards to those designed to help those with fair or poor credit build their credit history. With its low security deposit of up to your approved credit limit (maximum $1,000), Synchrony’s secured credit […]

Frequent Flyer Guide to Delta SkyMiles

Delta SkyMiles offer excellent value when redeemed for flights in premium cabin seats, especially through Delta’s perks program that offers various ways of earning and redeeming miles – including with its credit cards. Membership of SkyTeam and partnerships with other airlines provide additional redemption opportunities; however, an absence of award charts and dynamic pricing could […]