Cash back credit card rewards can quickly add up in value; but how you redeem them could make all the difference. By carefully considering your spending habits, preferences and financial goals to select a flat-rate or tiered rewards card that aligns with maximising credit card rewards – this guide can assist in doing just that! […]

American Express Travel Portal provides members with various advantages when booking through this online booking tool, particularly those holding the Platinum Card from American Express who enjoy added perks when using AmEx Travel. AmEx Travel provides its members with a convenient way to book flights, hotels and more using points and cash. According to NerdWallet’s […]

American Express Platinum Cards provide many valuable perks, including airport lounge access, up to $200 annually in airline fees reimbursement and hotel booking perks – but one often-underutilized benefit is their concierge service. The concierge team can assist with dinner reservations, event tickets and flower deliveries; as well as working to secure travel refunds you’re […]

Capital One Spark Cash Plus credit card provides an outstanding rewards rate, no foreign transaction fees and an impressive welcome bonus – but not everyone qualifies; to qualify you must have impeccable credit as well as pay off the balance each month. As a charge card user, you are expected to clear your balance every […]

The Platinum Card is an unsecured credit card designed to assist those with fair to average credit in building or rebuilding their scores without incurring annual fees or earning rewards. Furthermore, this card may offer the possibility for an increase in their credit limit after six months. Though lacking many of the amenities associated with […]

A suitable credit card rate depends on the type of card you own. Card issuers usually set rates according to their benchmark interest rate, with additional costs applicable for purchases, balance transfers and cash advances. Your credit card APR depends on both your credit score and history; to secure the best purchase APR, focus on […]

Considerations should be given when selecting an airline loyalty program, according to WalletHub’s rankings of top 10 programs comparing 21 key metrics with regard to light, average and frequent flyer budgets. These factors include the value and ease of claiming rewards, booking award flights, and what elite members can enjoy onboard. 1. Alaska Airlines Alaska […]

Credit cards that offer cash back rewards are an effective way to save money on everyday purchases, whether in the form of statement credits or points redeemable for gift cards and travel experiences. Your cash back can be redeemed through various methods, including statement credits, checks or bank transfers. However, it is wise to avoid […]

People who prioritize simplicity may prefer the Wells Fargo Active Cash card. Its 2% rate applies across the board, unlike some cash back cards that apply a lower base rate only in certain categories, and also provides handy extras such as cell phone protection. Rewards credit cards typically provide multiple redemption options, from statement credits […]

Cash back credit cards offer an easy and straightforward way to gain rewards on everyday spending. Unlike travel credit cards that award cardholders with points or miles that vary in value depending on how they’re redeemed, cash back rewards remain steady over time. Look for a cash back credit card with competitive rates for your […]