Aspeeding ticket in North Carolina could have lasting financial and life consequences. Besides the fine itself, a North Carolina speeding ticket increased the cost of car insurance by 55% on average, according to Bankrate’s 2021 study of quoted annual premiums. Courts in North Carolina report citations and convictions to the DMV. Your insurance company will find out that you were cited after you drive […]

Equipment breakdown coverage covers your home’s appliances, and mechanical systems in the event of an electrical or mechanical malfunction. Typical homeowners insurance policies cover damage to household equipment caused by a covered event, such as a fire. Your home insurance does not usually cover electrical or mechanical failures. Some insurance companies offer a solution by providing equipment breakdown insurance to fill this […]

Oregon’s 3.1 million licensed drivers know that there are laws in place to protect them and their vehicles when they are on the road. Those include insurance laws, which state that all drivers must carry a solid insurance policy with a required amount of coverage. This is why it is so important. Consider the following Oregon statistics for 2018, the most recent year for […]

There are many reasons why you may be driving a car that you don’t own. Perhaps your car is inoperable and you need to borrow a vehicle from a family member or friend. Perhaps someone gave you a car, and they registered it in your name. You may wonder if you have the right to insure the vehicle […]

There are many companies that offer life insurance. You can choose from a variety of terms and coverage amounts. Your decision will be influenced by price and could even influence the type of policy you choose. NerdWallet provided a quick snapshot of these prices. It compared the average life insurance rates for men & women at […]

The answer is yes, but only in very limited circumstances. Medicare Part B (Medical Insurance), covers acupuncture in limited circumstances and for a limited number of visits per year. Your ability to improve will also affect the number of treatments that you receive. Medicare started covering acupuncture in 2020, in an effort to increase access to alternatives […]

However, it does not cover all situations. You can find out when it is covered and when you are on your own. Medicare does not cover chiropractic services. What chiropractic care is covered by Medicare? Medicare Part B (Medical Insurance) covers manual manipulation of the spine by a chiropractor or another qualified provider if it’s medically necessary […]

According to the Centers for Disease Control and Prevention, more than 44 million Americans aged 65 and older have received at least one dose COVID-19 vaccine. More than 36 million people are fully vaccinated. Many are discovering that the open road is calling again with this protection. According to Virtuoso, almost 9 out 10 people aged […]

Low rates may not be available for drivers who have been convicted of multiple DUIs, traffic violations or other at-fault offenses. In addition, reckless or high-risk driving in Connecticut could lead to your license being suspended, restricted or revoked. If traditional vehicle insurance is not available or is too expensive, Connecticut high-risk insurance might be an option. Connecticut high-risk […]

Car theft has risen dramatically in the U.S. during the pandemic — in 2020, it was up almost 10% from the prior year — reversing a two-year decline, according to an analysis of federal crime data by the National Insurance Crime Bureau, an industry organization that focuses on insurance fraud. On top of that, catalytic […]