While we are all well aware of the dangers of texting and driving and drinking, many people don’t realize the dangers associated with drowsy driving. According to the National Safety Council (NSC), drowsy driving is responsible for approximately 100,000 crashes each year, 71,000 injuries and 1,550 deaths. AAA estimates that 9.5% of all crashes are caused by […]

Ever wonder what it’s like to be an insurance claims adjuster? Bankrate reached out to Scott Congiusti from New York, an assistant vice president of claims at HUB International. He was willing to share his experience as a claims adjuster. Although you might never be required to work as an insurance claims adjuster in the future, […]

You have choices when it comes to the amount of financial protection that you get and what price you pay. An actual cash value policy (ACV) is a cheaper option. This policy incorporates depreciation in your claim payouts. A replacement value (RCV policy may be more suitable if you need to receive a reimbursement to replace your items with […]

High-risk auto insurance is required in Rhode Island if you have had at least one speeding ticket or an accident. Even though Rhode Island is the smallest state in the country, it has its fair share high-risk driving issues. In 2015, 41% (third-highest in the country) of all car accidents occurred in Rhode Island. In 2019, 31.6% were traffic stops for drivers […]

High-risk drivers are less likely to be involved in fatal car accidents than other drivers. Oklahoma had 584 deaths in car crashes in 2019. This is 16.2 deaths per 100,000 people, which is well above the national average of 11 deaths per 100,000. Bankrate takes into account a variety of driving factors when determining high-risk drivers, including speeding tickets, DUI convictions, and […]

A number of factors can place a driver in high-risk status. An insurance company will consider you a high risk driver if there are three things that can make you high-risk: an at-fault car accident, a speeding ticket, DUI conviction, or lapsed insurance coverage. Vermont is one the smallest states by population but there are still […]

The Virginia Highway Safety Office reports that 125,800 car accidents occurred in the state in 2015. These accidents resulted in more 65,000 injuries and 753 deaths. You must be aware of the potential for a car accident no matter where you live in Virginia. According to reports, there were 5,193 car accidents in Richmond in 2015. This resulted in 2,673 […]

The advice of an insurance agent is the best way to decide which type of auto insurance you should purchase. If you are looking to avoid financial ruin due to serious injury, the Kentucky Auto Accident Attorney may be of value to your needs. Over 20 years as an auto accident lawyer, I know the importance of […]

The government receives income from tax. For you and I, however, tax is a portion of our hard-earned income. Many people look for tax-saving strategies to save money. This is a fact that non-residents don’t have to be ignored. They like to keep their hard-earned cash, which is then channelized to the tax authorities of the resident country. These […]

Mutual funds are a great way to achieve various financial goals. They offer a wide range of investment options that can be tailored to different investors’ needs. HDFC Mutual Fund in India offers a variety of products that can be matched to your investing needs. This can make it easier for you to achieve your financial goals. Let’s […]