What Happens If You Miss Open Enrollment For Health Insurance?

Open enrollment for health insurance is a critical period that allows individuals to enroll in or make changes to their healthcare coverage. However, missing this essential window can have significant consequences that may leave you without coverage for an entire year. Whether it’s because of procrastination or unforeseen circumstances, failing to take advantage of open […]

What Happens When An Insurance Policy Is Backdated?

Have you ever heard of the term “backdating” in insurance policies? It may sound harmless, but it can have serious consequences for both policyholders and insurers. Backdating refers to the practice of making a policy effective on an earlier date than when it was actually issued. This could be done intentionally or accidentally, but either […]

What Are The Two Forms Of Owner’s Title Insurance?

Buying a property can be one of the biggest investments you’ll ever make. That’s why it’s important to ensure that your investment is protected from any unforeseen risks or legal issues. One way to do this is by purchasing owner’s title insurance, which provides coverage for potential title defects that could affect your ownership rights […]