One of the most frequently asked questions we get here at Life Insurance Blog is whether or not credit card companies can get life insurance money after a policyholder dies. The short answer is no. The life insurance company pays the death benefit to the named beneficiary on the policy, regardless of who that is. […]

Homeowners insurance, also known as hazard insurance, is one of the many types of insurance that people are required to have. It protects you from damages that may occur to your home or personal belongings as a result of several different types of perils, like fires, storms, and theft. While your homeowners insurance premiums might […]

You’ve finally saved up enough money for that dream vacation. You’ve been looking forward to it for months, if not years. But then, something happens. An unexpected illness, a last-minute work emergency—whatever the case may be, you have to cancel your trip. And all of a sudden, all of your non-refundable expenses are gone to […]

A car insurance broker is an independent agent who represents multiple insurers. They do the legwork for you by shopping around for the best rates and coverage for your needs. If you’re looking for a car insurance broker, there are a few things to keep in mind. Here are a few tips on how to […]

Planning for a family can be an exciting time, but it’s also a time when you have to start thinking about things like insurance. Can you get longterm insurance when pregnant? The answer is, unfortunately, not always. In this blog post, we will explore the different factors that play into whether or not you can […]

You have a few options when it comes to getting insurance rates. You can go with the first company you see, or you can shop around for the best rates. There are a few things you need to know before you start looking for insurance rates, though. Here are some tips on how to get […]

According to a recent report from the Kaiser Family Foundation, the average annual cost of health insurance premiums is $4,865 for an individual and $13,375 for a family of four. But what about those who don’t have health insurance? How much do they pay for prescriptions? The answer may surprise you. In this blog post, […]

If you’re like most people, you probably think of umbrella insurance as something that only homeowners need. After all, umbrella insurance is designed to protect your assets in the event of a lawsuit, and most renters don’t have many assets to speak of. But the truth is, renters can benefit from umbrella insurance just as […]

You’re driving down the highway and you see the blue lights in your rearview mirror. You pull over, and the officer tells you that your registration is expired. But that’s not all—he also says your insurance expired two months ago. You explain to the officer that you only use your car for medical appointments and […]

Deciding whether or not to get pet insurance is a tough decision. On one hand, you want to make sure your furry (or not so furry) friend is covered in case of an accident or unexpected illness. On the other hand, you don’t want to spend any more money than you have to on pet […]