Sometimes you may need car insurance for only a day or for several weeks. This type of coverage is available for many reasons. It’s not a good idea to purchase an annual policy. A large upfront fee is usually required for an annual policy. You can cancel it at any time, but you will have already paid a significant amount of money. You may also need to drive for just a few hours, but not for several weeks. Then you will need to drive again. And so it goes. If you have irregular driving patterns, annual policies can be a huge waste of money.
When you buy a new car, a motoring policy that covers only one day is ideal. You don’t have to wait to apply for an annual policy when you buy a car. Instead, you can obtain car insurance for one day in just a few minutes. Temporary insurance is fast and easy to obtain. This makes it great for those times when you see the car you love and want it now. It is easy to put together a basic policy and then make a more comprehensive plan once you return home.
You may also want car insurance that is temporary because you are required to use another vehicle. Your insurance doesn’t cover you. Temporary car insurance is a great way to get the insurance you need, without spending a lot.
Sometimes, someone may need to borrow your van or car. You might be temporarily disabled or have relatives visiting from far away and will need a vehicle. You can get car insurance for just a day at this time. In the event of an accident, your vehicle will be fully covered.
Younger people living with their parents are another group with unusual driving habits. You may not require a car for daily commute if you don’t work full-time. Even though you could drive for weeks, then suddenly you need to drive a lot in a short time. In this case, a traditional policy would be a waste. A pay-as-you go policy is the best choice for irregular driving. A tracking box is attached to your car and the insurance company charges you based on what driving you do.
Car insurance is quick and easy to obtain. However, there are some restrictions. Most insurance companies will require that you are at minimum 25 years of age. Clean driving records will also be required. They will not allow any accidents or violations to your licence. Clean licences are a sign you are safer and less risky driver. They will often ask you to show proof that you have held a license for a specific period of time.
Car insurance companies might also place restrictions on what type of vehicle you are allowed to insure. Most likely, they will not insure any modified vehicle. You may also need to set a limit on the vehicle’s value.
In certain situations, car insurance for one day can be very helpful. This type of insurance may be just what you need to get an annual policy.
