Nearly every state requires vehicle owners to have auto insurance, but it can be difficult for some drivers to obtain the coverage they need. This could be due to poor credit or a bad driving record. SafeAuto Insurance is a reliable provider for high-risk drivers who need basic coverage. SafeAuto Insurance was founded in 1993 in Columbus Ohio. It specializes in low-cost minimum liability coverage as well as vehicle insurance for drivers who are having difficulty finding car insurance elsewhere. The company offers minimum car insurance that is affordable in just 19 states.
SafeAuto auto insurance
The SafeAuto Insurance Website lists all available coverage options and offers discounts for each company. Each state’s minimum legal requirement is to have liability insurance that covers third parties for damages. This leaves you exposed.
The Safe Auto Insurance company provides state-minimum auto insurance for high-risk drivers such as those with poor credit, history of accidents or tickets. These are the coverages that you can buy from SafeAuto.
- SR-22 Insurance
- Assistance on the road
- Rental car coverage
- Uninsured/underinsured motorist
- Personal injury coverage
- Accidental death benefit
SafeAuto car insurance: What is the cost?
The average cost for car insurance in America is $565 per annum for minimum coverage, and $1,674 for full coverage. Bankrate averaged pricing across all drivers, including drivers with clean driving records or drivers who have had DUIs, accidents, or other moving violations in the past. Car insurance for high-risk drivers is more expensive. SafeAuto rates are comparable to the national average in price.
Even though their insurance coverages are the most affordable, there are ways to save even more with these discounts:
- Safety Features
- Lump-Sum Payment
- New Business Transfer
- Good student
- Home owner
SafeAuto home insurance
SafeAuto offers Home Insurance. However, Hippo Insurance underwrites its policies. SafeAuto claims Hippo sells home insurance policies at a 25% discount over its competitors. SafeAuto is a good option if you’re looking for a low rate.
Hippo is known for its smart coverage, which is tailored to modern lifestyles. The coverages are quite basic in reality. Here’s what you get from a Hippo home policy insurance policy.
- Living in a House
- Personal liability
- Protection for personal property
- Medical payments
- Additional living expenses
- Appliance coverage enhanced
- Water backup and service line coverage
Safe Auto car insurance allows you to take advantage of all Hippo’s discount offers. Although their policies are affordable, there are many ways you can save more. These discounts include:
- Smart home
- Policy bundling
- Sign up early
- New home
- No claims
- Affinity group
- Gated community
- Fire extinguisher
SafeAuto Renters Insurance
Millennial Specialty Insurance, (MSI) fulfills SafeAuto’s renters policy. This company is a specialist in renters insurance and its offerings are basic. According to MSI’s website, the company is “cloud-based,” meaning that everything from billing and filing a claim online can be done. The following coverages are offered by MSI for renters:
- Personal property
- Medical payments
- Additional living expenses
MSI doesn’t advertise discounts on its website. If you already have SafeAuto insurance, you may be eligible for a discount by adding a renters policy.
SafeAuto life insurance
SafeAuto may be able to help you find affordable life insurance. Through Bestow, the company offers life insurance starting at $5 per month. You can check if you are eligible for coverage by visiting Bestow’s website. Answer a few questions and you will see your eligibility status within minutes.
Bestow sells only term life insurance. You have the option of either a 10- or 20-year term. Bestow does not require you to undergo a medical exam to be approved for coverage. The company will use information such as your driving record, prescriptions, and credit history to determine your age and health risk.
Bestow doesn’t advertise discounts on its website. If you’re an existing SafeAuto customer, however, you may be eligible for a policy bundle discount.
SafeAuto: Reasons to Consider
SafeAuto provides affordable insurance for drivers who may not be able to find auto insurance elsewhere. This includes drivers with poor credit scores, DUI charges, and drivers who have had a history in accidents. Here are the reasons why SafeAuto is the right choice for you:
- There is a high probability of getting insured, regardless of driving and credit history
- State-required minimum coverage insurance at competitive prices
- Flexible payment options available: Monthly, bi-monthly, or annual payment options
- Easy-to-use mobile app
- Auto repairs can be done by any mechanic that is convenient for the driver.
SafeAuto is an excellent choice for those who are looking for affordable life, home, and auto insurance. The company doesn’t underwrite policies, except for auto. However, its partners get excellent reviews and are financially sound.
SafeAuto also offers additional policies
SafeAuto is a company that specializes in basic auto insurance. However, the company has also expanded to other products. Take advantage of the multi-policy discount and add any of these to your auto insurance policy for the best savings.
- All types of business insurance, including commercial property, liability, workers compensation, and policy for business owners.
- You can get health insurance that covers dental, medical, accident, and critical illness.
- Plans for mechanical repair that cover vehicle repairs.
- Insurance for motorcycles
- Accident forgiveness
Questions frequently asked
What information is required to receive a SafeAuto quote?
According to the company, you can receive a quote within three minutes. The following information is required: Your car’s year, make and model, Vehicle Identification Number (VIN), driving record info such as tickets or accidents, and where your vehicle will be parked.
Is the SafeAuto Insurance Company licensed to insure all states?
SafeAuto currently insures only residents of the following states: Alabama, Arizona and California, Colorado. Georgia. Illinois. Indiana. Kansas. Kentucky. Louisiana. Mississippi. Missouri. Ohio. Oklahoma. Pennsylvania. South Carolina. Tennessee.
How can I file a claim at SafeAuto?
These steps will help you report an accident to SafeAuto.
- Contact the authorities to report the accident if applicable and get a copy.
- Photograph the accident site and take photos.
- Take note of the date and the time of the accident.
- Take note of the year, make, and model of any vehicles.
- Note the names, addresses, and phone numbers for all passengers, drivers, and witnesses.
- Please note any injuries.
- For other parties, make sure to take down driver’s license and insurance information.
- Write down a brief summary of the incident.
- SafeAuto can be reached at 1-800-723-33288 for assistance. Follow their instructions to complete the form.
What is the average time it takes for SafeAuto to pay a claim
customer reviews state claim payments can take up to a few weeks depending on the severity and complexity of an accident.
Table of Contents