Safeco Home Insurance at a Glance
Liberty Mutual owns Safeco, making it one of the most important insurance companies in America. Safeco’s standard homeowner insurance policy includes affordable add-ons such as equipment breakdown or identity theft coverage. You may not be able to save much on your premium because it only offers a few discounts.
Overall, Safeco homeowners insurance received 4 stars. Our editorial team determines NerdWallet’s ratings. The formula for scoring homeowners insurance takes into consideration policy coverage options and discounts as well as ease of filing a claim. It also considers website transparency, financial strength, and complaint data from National Association of Insurance Commissioners.
Safeco Home Insurance complaints
According to data from the National Association of Insurance Commissioners, Safeco received fewer home insurance complaints than expected relative to its size. (NAIC home insurance complaints also include mobile homes, condo, and renters insurance.
Available for Safeco home insurance
Safeco home insurance can be purchased in 48 states. It’s not available in Hawaii, Delaware, and the District of Columbia.
Safeco Home Insurance
Safeco provides standard home insurance coverage, as well as a variety of optional features such:
- Additional payouts are available for high-value items such as jewelry and art.
- All electrical and mechanical problems that may arise with your household equipment can be repaired.
- You can get additional coverage for your home if you have exceeded your policy limit.
- Reimbursement of money used to recover from identity theft
- It is the actual cost to replace a personal item that has been damaged or lost, not its current value.
- Safeco provides a warranty on the work and connections to contractors who have been prescreened.
Safeco offers a single-loss insurance option for those who bundle home insurance with other Safeco policies. Even if you make multiple claims for the same incident, you will only have to pay one deductible. If a tree falls on your garage, and causes damage to both your car and garage, you will need to pay only the deductible for the home, and not both the car and home deductibles.
Safeco partners with American Home Shield in offering a home warranty to some states. This service offers discounted repairs on household appliances and systems for a nominal fee.
Safeco Home Insurance Discounts
Although Safeco does not offer a wide range of price breaks for its home insurance, you might be eligible to receive discounts for:
- Installation of a burglar alarm system or sprinkler system.
- Bundling Home and Auto Insurance up to 15%
- Buy a house that is less than 10 years old.
- Get a quote before your current policy expires.
Safeco Home Insurance Consumer Experience
Website: Safeco’s website allows you to get a quote and file a claim. You can also pay your bill online. Safeco has a blog with a lot of information, many of which are specific to homeowners insurance.
Safeco’s App is available for Android and iOS. It can be used to view and file claims, pay your bills, view policy documents, and much more.
FAQ about Safeco Home Insurance
What are the other types of insurance that Safeco offers?
Safeco provides insurance for many vehicles including cars, motorcycles and RVs. Safeco also offers insurance for renters, landlords, personal umbrellas, and other types of insurance.
How do I obtain a Safeco quote for my home insurance?
Safeco Home Insurance Quote can be obtained online or by calling a representative.
Where can I file a claim?
You can make a claim online or via the mobile app. Or you can call an agent to file a claim.