Old Man Winter is coming and he’s bringing with him freezing rain, icy blizzards, and dangerously dangerous blizzards. It begs the question: Would you rather spend your winter buried under ice and snow or enjoying a Mai Tai on Barbados’ sunny beaches? Here are some ways to convince your car insurance company that you will put down a down deposit if your winter dreams revolve around exotic palm trees, sandy beaches, and relaxing in a bathingsuit.
You can also read if you are happy in the snowy winter. You are making a huge mistake, I’m afraid.
Are you able to convince any of the more than 50+ national car insurance companies to pay a down payment for your vacation? Absolutely! Okay, sort of. They won’t cut the check unless you win a sweepstakes. They are stingy like this. They will help you to put enough padding in your budget by cutting down on your insurance payments so that you can pay it yourself.
It’s not hard to see. Consider which of the many bills you have to pay each month are the most important. Phone, Internet, electricity, rent/mortgage, and insurance are likely to be the most important. You can also add gas companies to your list if you like the benefits of gas heating over electric.
However, that is not the point.
Your monthly car insurance payment is something you can’t live with. You don’t want to be caught driving in the snow and ice and not being covered for Mother Nature and Old Man Winter. Good news is that you don’t need to spend a lot of money for good (or adequate) car insurance coverage. To start squeezing more money out of your annual premiums, you just need to know where to look.
1) Take a good look at your car. Is your car making the most of its safety features? Seat belts, seat belts, and anti-lock brakes significantly reduce the chance of someone being hurt in an accident. Your car insurance company will not have to pay the bill. Your insurance rates will be much lower if your car is safer.
2) Second, are you receiving all the discounts that you are entitled to as a driver? Your age, your driving record and your job (i.e. When car insurance companies calculate your rates, they take into account how much time you spend in traffic jams in major cities around the world. You might be able to save money if any of these factors have changed since you purchased your policy.
Let’s finally talk about loyalty. You’re likely paying too much for car insurance if you don’t have an honest and reliable insurance provider. Why? New customers receive new customer discounts and the most cutting-edge car insurance rates. Old customers don’t. You can save 10% by shopping around.
That 10% can be used to make a down payment on a beautiful cottage right by the Barbados beach.
