Search Results for: insurance

Top 10 Business Insurance FAQs

Business insurance was designed to cover you for any claims arising out of damage to property or injuries to people while your business is being conducted. Protecting your business from claims arising out of professional errors or omissions is crucial for businesses that provide professional services. Effective insurance coverage is essential if you are serious about […]

Excess and Umbrella Liability Insurance

These policies offer additional liability limits beyond the underlying General Liability, Auto Liability, and Worker’s Compensation policies. Sometimes, these policies can be endorsed for additional coverage beyond the underlying policies. Excess Liability, and Umbrella Liability contracts are confusing. The market is often confused because the terms are frequently used interchangeably. Technically these coverages can be […]

Activity-Based Management in an Insurance Claim Department

An insurance company’s claim section can reap the benefits of activity-based management. Insurance companies charge premiums to guarantee that they will pay for any losses covered by their insurance contract. An insurance company will pay compensation if a policyholder suffers a loss. There are many factors that can affect the structure and environment of a […]

Understanding a Design Professionals Insurance Policy

Two types of coverage are included in a business owner’s policy. The property coverage is the first section of the policy. The policy’s property coverage typically covers business personal property like tables, chairs and fax machines. It also protects software, computers, plotters, plotters, plotters, and other equipment. This policy is written on a cost-per-replacement basis. […]

A Guide to Finding Insurance With Flexible Premium Payment Plans

Everybody has felt the pinch after the 2008 credit crunch, which followed a recession, due to high unemployment, low growth and inflation. For many households on low and fixed incomes, having to pay high recurring fees annually has had a devastating effect. Insurance premiums are often billed in one lump sum. Many people have been […]

Protect Your Business From Lightning Strikes With Business Insurance

Your business’ future could be in danger from big black clouds. However, the dangers are not always from a dark and uncertain future. They could also come from the cumulonimbus thunderclouds that appear regularly in the sky above us. Storm clouds are the most dangerous for business property. Lightning! Lightning is a visible electrical discharge […]

Is Going Direct Really Cheaper Than A Broker Or Price Comparison For Small Business Insurance?

UK media is currently inundated with advertisements from direct commercial insurance companies aimed at small business owners, as a way to convince them to change their provider of business coverage. The slogans of these companies include “Get 12 months coverage for the price of 10” and “You won’t see us on price comparison website’. These […]