Ways to Prevent Getting an Increase on Auto Insurance Premiums

In 2007, more than one million vehicles were taken, and that number has continued to rise. There have been many instances of theft of valuable objects inside vehicles. A good auto insurance rider will provide you with great coverage against auto theft and vandalism damage. However, prevention is always better than treatment. Filing a claim on auto insurance can result in an increase in your auto insurance premiums for the next term. This could be significant. By making sure your car is safe from thieves, you can reduce the chance of having to file a case.

Motor theft can sometimes be caused by a lack of common sense from the car owner. Auto theft can be as quick as a blink of the eye by completely forgetting to lock your doors or parking cars in dark places. These common sense tips can prevent car theft. However, there are great anti-theft devices you can purchase to give you more security and peace of mind that your car is safe.

Car Alarm
Steering Wheel Lock
Glass Sensor
Fuel Kill and Ignition Switches
Radio Transmitter & Receiver

Although you don’t have to buy all these items, it is possible to do so if you wish. There are many types and brands available so you can choose the one that suits your needs and budget. However, it is possible to damage your car’s electrical system or cause more damage than you would like. Although these items may be more expensive than buying them and having them installed, they can save you money in the long-term on your auto insurance premiums. The peace of mind you get from knowing that your car is safe and the protection you receive is worth every penny.

Even if your car is already protected by these anti-theft items, it’s still worth using common sense. These are some tips to prevent car theft, especially when parking.

You can install any anti-theft device on your car, whether it’s a car alarm, a steering wheel lock or all of the above. This will stop car thieves from getting away with their money.
When your car is not being used, turn it off. Also, make sure you have the keys with you.
Always lock your car doors
If you have one, park your car in your garage and lock the garage door at night.
You can keep valuables out of plain sight when you leave the car or bring all removable electronics along with you.
Avoid parking your car in long-term parking lots
When parking on the street, use emergency breaks to turn your car’s wheels in the direction of the curb.

Find a place between cars and park there. These tips and devices will make it easy to keep your car safe. Remember that common sense is your best defense. Even the best anti-theft device in the world is useless if you forget to lock the door or leave your keys in the ignition. Your car’s safety and security will save you money on auto insurance. It will also save you time and hassles.