Search Results for: insurance

Captive Insurance Company – Reduce Taxes and Build Wealth

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]

So Why Use a Business Insurance Broker, When You Can Go Direct?

Many large insurance companies have recently been advertising that they are cheaper when prospective customers purchase directly from them. Many thrifty buyers of insurance may feel tempted by news reports that the Bank of England will have to borrow its own money to bail out the British economy to prevent a second recession. RiskHeads conducted […]

3 Reasons Why Your Small Home Business Needs Home Based Business Insurance

Home-based businesses account for more than half the small businesses in the United States. The Census Bureau estimates that more than 27 million home-based business exist as of 2007. This number has increased since the downturn in the economy, when many people lost jobs. This has led to the rise of small-scale, home-based businesses today […]

Important Coverage Features of Lawyers’ Malpractice Insurance

There are several grounds that can be used to bring malpractice action against attorneys. It is possible to bring both clients’ and non-clients’ suits. Lawyers’ Malpractice Insurance policies, also known as lawyers professional liability policies, are not all created equally. There is no one policy that covers legal malpractice. Important policy provisions may differ from […]

Flood insurance facts

Flooding is one the most devastating and costly natural disasters. Flooding can cause widespread destruction of entire communities at its worst. Even if flooding only affects one home, it can have a devastating financial impact. This is especially true because standard homeowners’ insurance excludes flood coverage. Separate flood insurance policies can be purchased to help homeowners and renters in the aftermath […]

Best cheap homeowners insurance in Memphis

The home ownership rates in Memphis are lower than other areas of the country. It is important to find affordable home insurance for those who own their homes. For a home worth $250,000, homeowners insurance Memphis costs $2,023 annually. This is significantly more than the national average price of $1,312. Residents in Memphis complain that home insurance costs are higher than the national average […]