It’s safe to assume that few businesses will have the resources to purchase insurance to protect themselves against every threat they might face. In fact, business prudence requires that you reduce your expenses as much possible. Therefore, it is important to know the amount of coverage that you require. It is not easy to gauge […]
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Are you looking for a career that allows you to help others and earn a good living at the same time? Have you considered selling life insurance? Many people have misconceptions about this profession, assuming it’s too difficult or not lucrative enough. But the truth is, selling life insurance can be an extremely rewarding career […]
Roofers are more likely to be in need of insurance than any other business. Public liability covers the possibility that you may damage the building you are working on. You should also insure your van or lorry. Make sure your sub-contractors also have public liability insurance. It is also important to declare to your insurance […]
When shopping for retail shop insurance, the first thing to do is to determine what elements of an insurance policy you business will need. It is important to choose the right insurance policy for you. A wrong coverage could cause your business serious financial problems, including the possibility of having to pay a large amount. […]
Public liability insurance is a blessing in disguise when it comes to times of crisis. In this instance, crisis refers to loss or damage to property or bodily injury to customers or third parties while they are within the business compound. Businesses that deal with large amounts of public movement are at greater risk. This […]
Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]
A motor trade insurance company that understands your needs will be able to help you. There are many types of motor trade insurance policies. Each motor trader is different and each policy may not be applicable to everyone. While comprehensive motor trade insurance may seem appealing, the premiums can be quite high. You may also […]
Homeowners insurance policies typically cover natural disasters such as fire, lightning, hail and windstorms. Most homeowners insurance does not cover natural disasters such as earthquakes, tsunamis, or nuclear catastrophes. It is important to understand what homeowners insurance covers and does not cover in the event of a natural catastrophe. There are many types of policy available. Find […]
With some variations, the insurance requirements of demolition contractors are not that different from their counterparts in construction. To avoid potential harms to workers or the public, contractors must be careful about their safe practices. Contractors in demolition need commercial general liability, company automobile insurance, property & contractors equipment, workers’ compensation to protect employees and […]
Hialeah is the most populous city in Florida. Hialeah is home to many people, but it has a lower homeownership percentage of 46% compared with 66% nationally. For coverage of a $250,000 home, homeowners in Hialeah pay on average $3,217 each year. This is higher than the average of $1,312 per annum. Bankrate compared several national carriers to determine which ones offered competitive rates […]