Automobiles have been part of American society for over a century. Today, they are an essential part American life. Although mass transportation systems like buses, subways and metros are available in large cities, the majority of Americans still use automobiles to get to work. The Federal Government allowed each state to create its own automobile […]
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A lot of people don’t know much about automobile insurance subrogation. Insurance companies often seek this capital to finance claims for injuries. Subrogation in auto insurance is basically the right of an insurance company to assume the insured’s right to collect the money owed to them (typically by either the at-fault party or their insurance […]
If you have the right knowledge and determination, finding cheap South Dakota car insurance can be easy. It can be difficult to understand the United States’ automobile insurance industry. There has been an increase in the number of cars on the roads over the last few years. This has brought about more accidents. The average […]
Car rental companies almost always have a damage excess. Insurance costs are a significant part of the car rental cost. They have an excess amount in their policies to reduce their costs. The “collision damages waiver” portion of the insurance policy covers the excess amount. The excess amount refers to damage to the rental vehicle. […]
Below is a list of Actual events as they were experienced by me. I was the victim Injury resulting in a motor vehicle accident. This was September 2005. I was stopped at the red traffic signal along with four other vehicles. One of them was behind me. I was rearended by a BIG RIG behind the car in […]
All Auto insurance policies may not be the same, even though many people wish they were. Here is one example. You purchase a used car at a local dealer and it has 20,000 miles. You drive your car to work, and then park it on the lot. Soon after, you receive a security call that […]
Automobile insurance rates can vary depending on several factors, including the rising gasoline prices, geographic location and personal profile. Each factor plays a role in the selection of insurance. Comparing the rates that you can get by changing one or more of these factors makes it an interesting exercise. You have many options to choose […]
There may be vast differences between auto insurance quotes and the current market for auto insurance policies. You can quickly search your preferred search engine for “auto” or “insurance”, and you will see a variety of coverages, rates and options. There are literally countless options available to choose from, so how do you select the […]
Insurance companies do not consider the high-performance cars of those who own them when determining cost of coverage. High-Performance cars often require more maintenance and have higher repair costs. It all depends on where you live, but high-performance vehicle coverage can run up to $10,000 annually. Therefore, it is worth shopping around for the best […]
Only the UK has increased coverage for car insurance. The USA is currently increasing their insurance rates. Although home insurance is declining in the UK, car coverage is rising. Recently the “AA’s British Insurance Premium Index” exposed new discoveries that over a few months the standard “cost of annual full comprehensive” policies reached a soaring […]