Search Results for: insurance

Motor Insurance Companies and the Compensation Culture Paradox

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

Zero Deductible Insurance – The Pros and Cons

A policy that does not have a deductible sounds wonderful, as we can sometimes be caught in the “you must pay the deductible before …” trap.” This applies to car, health, and property insurance. Life insurance does not have a deductible. Otherwise, beneficiaries could be in serious trouble. First, it is important to understand what the deductible […]

It Is Quite Foolish to Purchase a Car Without Considering the Insurance That Comes With It

1 Full Coverage Including Towing and Rental Full coverage does not refer to one type of coverage. It is a combination of multiple types of coverage. Although it can be read in many different ways, most companies use the term to mean minimum liability requirements set by the state. It is important to note that minimum requirements […]

Credit Score, Insurance Score and the Cost of Auto Insurance

An individual should always seek lower insurance costs when shopping for auto insurance. A good credit score can help lower the cost. Credit score is a statistical way to assess an applicant’s creditworthiness. Companies always try to pool the best part of their customers so they can make the most profit and minimize the loss. They compare the amount […]

The Case for Local Taxi Insurance

Taxi insurance is held in each state, unlike health insurance. They establish the regulatory framework. This is not true for providers who cross state lines to gain competitive advantages. The federal authorities are faced with a difficult dilemma. They can’t be seen to ignore the regulations and coverage in their locality. The large providers might be doing things with national […]