Have you ever been rear-ended while driving? It can be a scary and frustrating experience, leaving you wondering what to do next. One of the most pressing questions after a car accident is whose insurance to call. Should you contact your own insurance company or reach out to the other driver’s provider? In this blog […]
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Have you ever heard of PIP insurance and wondered what it is? If so, then this blog post is for you! PIP stands for Personal Injury Protection, and it’s an essential type of insurance coverage that can provide critical financial support after a car accident. Whether you’re a new driver shopping for car insurance or […]
HOW INTERNATIONAL MEDICIAL INSURANCE WORKS FOR EXPATS It is often difficult to know when you can purchase worldwide medical insurance. Many people don’t know the basics of global medical insurance. As you would expect with any insurance strategy, there are many meanings and lingo. If you’re emigrating, or have already made the international dive, international medical coverage is […]
When you think about purchasing life insurance, “Cash Value” sounds great. However, you will need to carefully analyze the pros and cons of a cash-value policy. The term “cash value” refers the savings component of permanent insurance such as universal and whole life insurance. These policies are priced at a cost that covers lifelong insurance and the […]
A low credit-based insurance score can affect your car insurance rates more than a DUI, in some cases. You are the only person on your policy, have an impeccable driving record, no gaps in coverage, and you have never had to file a ticket. Your car insurance rates are still higher than your utility bills. One reason […]
The accident that occurred in your brother-in law’s truck caused you to be so grateful you took the time to listen to someone and purchased one-day car insurance. No matter if you’ve been in a car crash before or not, there are steps to follow, details to collect, and information that is crucial to the […]
If passed, HB-4936 would reform the Michigan No-Fault Auto Insurance Law that was created in 1970. The current No-Fault law requires that all Michigan auto insurance policies include Personal Injury Protection. PIP has many provisions. These include unlimited medical benefits, up to 15% of lost income from work, and a maximum monthly amount. Michigan is […]
Let’s face facts, insurance is a terrible word. It causes fear and trepidation in the hearts and minds of many young drivers. 1. To drive, you must have insurance. Without it you are committing a crime and if caught (and remember the police can access to most information about most cars and whether they are […]
It is essential to understand the terms and conditions of any business or field you are interested in so that you can be proficient and successful. Knowing the terms of your chosen field of interest will help you to build a foundation of knowledge that will eventually lead you to success. Before you sign up […]
My daughter was involved in a crash that damaged her 2002 GMC Envoy’s left door, left quarter panel, and front bumper. Although I believed the damage could be repaired (which it is), the insurance company decided to replace the vehicle with a new one. As you can see, the car is not totaled. Repairs were […]