Search Results for: insurance

Does Home Insurance Cover Broken Windows?

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]

Does Everyone Need Life Insurance?

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]

How Long Will I Have Insurance Coverage After Termination?

When you terminate your employment, it’s important to understand the implications of that decision. Among those implications is the fact that your insurance coverage may expire. In this blog post, we will explore what happens when you terminate your employment and how long you may have insurance coverage afterward. We’ll also provide some tips on […]

Are Subcontractors Covered Under Contractors Insurance?

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

What Type Of Insurance Do I Need For My Business?

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

How Does Gap Insurance Work If Your Car Is Totaled?

Gap insurance can provide vital relief if you lease or finance an auto loan. In case your vehicle is totaled, this insurance will provide compensation equal to its actual cash value, rather than what remains due. Gap coverage provides protection for any gaps that exist between car insurance policies. You can purchase this coverage separately […]

How to Find Private Health Insurance That Fits Your Budget

Finding affordable health insurance may seem impossible, but with the right knowledge of terms and an understanding of your coverage needs it can be done. No matter whether you’re considering Affordable Care Act-compliant plans, short-term or medical indemnity policies – it is crucial that you understand their relative strengths and weaknesses before making your choice. […]