Search Results for: insurance

If passed, HB-4936 would reform the Michigan No-Fault Auto Insurance Law that was created in 1970. The current No-Fault law requires that all Michigan auto insurance policies include Personal Injury Protection. PIP has many provisions. These include unlimited medical benefits, up to 15% of lost income from work, and a maximum monthly amount. Michigan is […]

Let’s face facts, insurance is a terrible word. It causes fear and trepidation in the hearts and minds of many young drivers. 1. To drive, you must have insurance. Without it you are committing a crime and if caught (and remember the police can access to most information about most cars and whether they are […]

It is essential to understand the terms and conditions of any business or field you are interested in so that you can be proficient and successful. Knowing the terms of your chosen field of interest will help you to build a foundation of knowledge that will eventually lead you to success. Before you sign up […]

My daughter was involved in a crash that damaged her 2002 GMC Envoy’s left door, left quarter panel, and front bumper. Although I believed the damage could be repaired (which it is), the insurance company decided to replace the vehicle with a new one. As you can see, the car is not totaled. Repairs were […]

Parents of Teen Drivers: Special Report It can be stressful for parents to have a new driver in the home. You worry about their safety. Every parent does. Now that you’ve taken every precaution possible to make sure your child drives safely, let’s learn how to avoid paying outrageous insurance rates and protect your family’s […]

Let’s look at the top 10 myths surrounding automobile liability insurance and their implications for car accident claims. These issues are something I encounter quite often as a car accident lawyer. The focus of this post is on auto liability insurance. It does not address other types insurance like comprehensive or collision coverage. Let’s look […]

You must ensure safe driving to keep premium rates affordable. Insurance companies are motivated to offer coverage because they think you’re worth protecting. There are two main types of customers for insurance companies: high-risk drivers and safe-drivers. The first type gets the best rates and discounts, while the latter receives a more comprehensive treatment. However, […]

It is more cost-effective to insure a van for personal use than if it is used commercially. However, there are many factors that can affect the price of insurance for commercially-used vans. The most important factor is the type of van. You will need to pay more for insurance if your van is of a […]

The key to great insurance advice is easy ways to increase sales. One common misconception is that more prospects automatically means more insurance sales. It is easier to disqualify prospects easily, which makes you a closer. This is how it works. Nearly all insurance agents are under pressure to work hard beyond their comfort zones. The comfort zone is […]

Here are some things to look out for when choosing car insurance The five “C’s” are the most important criteria. Here is a quick description: • Claim settlement policy – The true test of an insurance company is at the time of an actual insurance claim. It is possible to verify this by reviewing the company’s claims […]