Search Results for: insurance

If you take a few steps, you can lower the cost of taxi insurance. This is one cost of driving that you can reduce if you drive for a company or as an independent driver to earn an income. You will have to prove that you are a qualified driver before you can get this type of […]

As a homeowner, one of the things you always worry about is damage to your property. Whether it’s due to natural disasters, accidents or just time taking its toll, there are countless ways in which your home can sustain damage. One common problem that homeowners encounter is foundation cracks. These not only look unsightly but […]

Have you ever wondered if insurance companies are keeping tabs on your driving habits? Well, the answer might surprise you. With the increasing use of Event Data Recorders (EDRs) in vehicles, insurance companies have access to a wealth of information about your driving behavior. From speed and braking patterns to seatbelt usage, EDRs can provide […]

Have you ever heard of indemnity insurance? While it may not be as flashy or exciting as other types of insurance, it can provide essential protection in certain situations. Whether you’re a business owner, contractor, or healthcare professional, understanding the basics of indemnity insurance is crucial. In this blog post, we’ll dive into what indemnity […]

Have you ever experienced the dreaded moment of chomping down on something hard only to hear a loud crack? Yep, that’s your tooth. A broken tooth is not only painful but can also cause embarrassment and affect your confidence. The cost of fixing a broken tooth without insurance may seem daunting, but fear not! In […]

Van insurance is a policy that covers losses due to accident or unforeseen mishaps. It is required for van insurance to allow the van to use public roads. This is prohibited by law. This insurance covers the loss of the owner and also protects the driver and van involved in an accident. There are many things to consider when […]

GAP insurance is a financial protection option that can be used to protect your finances during the first years of your car’s life. This is especially true if you have financed the purchase with car finance such as leasing or hire purchase. GAP insurance policies will cover the difference between your vehicle’s true value and […]

Recently, I helped a client of my settle the total loss to her car that was stolen. It occurred to me that this information might be useful for others. Before becoming an independent agent, I was a claims adjuster at a national insurance company. Working in that role taught me a lot. I discovered that most people […]

You might not have known that penalties were becoming more severe. Perhaps you didn’t know about the current penalties for having no third-party liability motor insurance. 1930 saw the enactment of a law that required all motorists to carry a minimum amount in third-party personal injury insurance. This law was enacted to ensure that negligent motorists were […]

Insurance companies that cover classic cars don’t really understand the needs of antique car owners. They don’t understand the daily car usage of Joe Public. Everything must fit in a standard category. Car value decreases relentlessly over the years. They start to lick their lips in anticipation of a big fat bonus check if you make any changes […]