Search Results for: insurance

Is Car Insurance Required Before Registering A Vehicle?

Are you planning to purchase a new car? Whether you’re a first-time buyer or someone who’s ready for an upgrade, one important thing you need to take care of is getting your vehicle registered. But before that, there’s another crucial aspect you should consider – car insurance. You might be wondering whether it’s necessary to […]

How Much Umbrella Insurance Do I Need? Clear Data

Many mortgage lenders require homeowners insurance. Numerous states require truck and car insurance. No one needs umbrella insurance. An umbrella policy is not sold by insurance agents. You will need to bundle it with your auto and house insurance. Contact us to get it. Umbrella insurance protects you against liability that is greater than your car insurance and property […]

Do You Need a Motorcycle License to Get Insurance?

Motorcycle insurance without a license Most people believe that it is impossible to obtain vehicle insurance without a driving license. While this is true for most people it does not mean that you cannot get auto insurance without a driver’s license. This applies to both motorcycles and other vehicles. You might wonder how can I get motorcycle insurance […]

Minimum Car Insurance Requirements by State

Find the minimum car insurance requirements for every state and how to understand liability limits. State-specific minimum car insurance requirements differ from one state to the next. The car insurance limits and coverages that work for someone you know or a family member may not work for you. NerdWallet has compiled minimum requirements for each state to […]

Split-Dollar Life Insurance Explained

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]

Preparing an Insurance Agency for Sale

The perceived value of an insurance agency is affected by three things: 1) earnings, 2) future earnings, and 3) market conditions. These are the same factors that affect the value of any investment. This article will explore each aspect of insurance agency selling in order to help agency owners understand the best ways to prepare. “Pro Forma Earnings” and the […]

Selling Insurance Online – How to Bowl a Strike

In January 2001, I began selling life insurance online. Direct marketing life insurance was an entirely new concept back then. I am slowly becoming the person people turn to when trying to decide if they want to pursue this career. Someone recently asked me what the ten steps were to establish a successful online life insurance company. Ten […]