You may be paying too much for your car insurance. The number of drivers on the roads causes premiums to rise. Many drivers are either un-insured or underinsured. The result is that drivers who are un- or underinsured can cause problems for others. They will be responsible for paying for the repairs and not the […]
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It was quite unexpected! You were hit by another driver. It was a terrible accident, but now it is time to file a claim. It can be time-consuming and frustrating to work with your car insurance company after an incident. Imagine what it would be like to work with an insurance company for someone you don’t know that […]
Below are six MassHealth coverage options available to eligible people, families and people with disabilities. They are: Standard, CommonHealth and CarePlus. Family Assistance, Premium Assistance and Limited. Complete the Massachusetts Application for Health and Dental Coverage and Assistance Paying Costs (ACA-3) to apply for coverage. MassHealth will help you choose the right MassHealth program or coverage type. MassHealth […]
An agreement between an insurer and intermediary (or between an insurer and reinsurer or a retrocessionaire) based on the percent of written (or ceded) premium that will be guaranteed income to the intermediary/insurer/reinsurer. There is often a credit offset for any other commissions (regular or contingent) that are paid. This raises the question of how fees paid […]
There are very few things that homeowners insurance can cover when it comes to sewer lines. It usually covers damage to the sewer line that is caused by an unexpected event. You will need to pay for repairs or replacements if there is a sewage backup or a chronic problem. What is homeowners insurance? Technically speaking, the […]
In most cases, a cell phone ticket can affect your car insurance rates. An average 30 percent increase in rates could result from a ticket for talking on the phone while driving. Talking on your cell phone while driving is a moving violation which can lead to fines and higher rates. Here’s what you need to know… […]
A well-run insurance marketing agency will choose the best states to market their products in. The best marketers know that there are many factors that influence a state’s ability to market its insurance products. These are the states ranked. Check out a report that shows how the 30 steps involved in calculating where one state is relative to […]
According to NerdWallet’s most recent rate analysis, the average renters insurance costs in the U.S. are $168 per annum, or approximately $14 per month. This is an estimate based on a policy that covers a hypothetical 30-year old tenant with $30,000 of personal property coverage, $100,000 liability coverage, and a $500 deductable. The national average is […]
Most Insurance sales promotion techniques require a large money outlay. These sales techniques can help you get free traffic to your life insurance website. Capital is required to start life insurance websites. You must acquire money to make money. There are many insurance sales promotion techniques that can help you maximize the potential of your website or business […]
A classic speech, Acres Of Diamonds tells the story of a farmer who left his farm to seek riches only to find years later that it was actually littered by acres of diamonds. The farmer didn’t know what to search for, which is why he was able to attain wealth but ended up a pauper. Insurance agents, […]