Insurance adjusters work on behalf of for-profit insurance companies and may use delay tactics and lowball offers to wear you down. Stay calm and polite to increase your chances of a fair settlement. Do not sign a blanket medical release and make no recorded statements – this gives them the chance to use any discrepancies […]
Search Results for: insurance
Cancer insurance provides lump sum payments that may help cover some of the associated expenses of cancer diagnosis and treatment, though factors like your finances, health status and type of cancer could affect whether it makes financial sense to buy such coverage. Cancer insurance may overlap with existing health coverage, rendering it unnecessary or even […]
An annuity is an insurance contract that guarantees regular income payments over an agreed upon time or lifetime, typically tax-deferred growth and protection against market losses. There are different kinds of annuities such as fixed annuities and indexed annuities regulated by state insurance commissioners; while indexed annuities fall under SEC oversight. Rate of return Fixed […]
Health insurance premiums can be deducted on your taxes if they meet certain criteria, such as being above 7.5% of your income and itemizing deductions. Other forms of coverage, however, aren’t as deductible. Self-employed individuals may deduct premiums they pay for medical, dental, and long-term care policies on their tax returns; however, the process becomes […]
New York is a no fault state, meaning that all parties involved receive compensation regardless of who was at fault in an accident. However, an injured party may pursue additional damages against those at fault if their injuries prove significant. This insurance system relies on Personal Injury Protection or PIP coverage to reimburse both you […]
Chantix (varenicline tartrate) attaches to nicotine receptors in the brain without producing its addictive effects, helping smokers overcome both physical and psychological dependence on nicotine. Medicare covers smoking cessation medications like Chantix. Eligibility depends on your Medicare Advantage plan and doctor’s prescribing policy. Medicare Medicare Part D coverage of Chantix may be available, as may […]
Shipping insurance can be essential for many ecommerce businesses that sell high-value items; even one damaged shipment could wreak havoc with your bottom line and customers’ happiness levels. Major carriers and third-party vendors offer shipping insurance at rates determined by an item’s declared value, but is it worthwhile? Cost Shipping insurance provides businesses with financial […]
To post prepaid insurance in SAP, debit the prepaid expense account and credit cash. Run a recurring document every month to amortize its cost over 12 months. Alternately, you can utilize SAP’s accrual engine to record prepaid expenses in sap. Both methods produce accurate financial statements; however, each has some unique differences that should be […]
Chemical peels are an increasingly popular cosmetic procedure used to improve many skin conditions, from sun damage and wrinkles to acne scarring, precancerous spots (actinic keratosis) and dark patches (melasma). Chemical peels increase exfoliation while draining clogged pores and stimulating collagen production – all vital elements for improving one’s complexion. Chemical peels increase exfoliation while […]
Ticketmaster provides its customers with an option to purchase event insurance through Allianz Global Assistance – a popular brand known for travel protection policies. Durazo advises purchasing ticket insurance for high-ticket events, while local or lower cost events might not warrant this additional expense. He suggests reading through any fine print carefully to decide the […]