Search Results for: insurance

All registered vehicles are required to have car insurance in most states. While the amount of insurance required varies between states, there are certain mandatory coverages that stay the same in almost all cases. One such coverage is liability coverage. On average, liability-only insurance costs $565 annually. Your liability coverage covers the cost of damages incurred by another […]

The Federal Highway Administration reports that Missouri has more than 5.5 millions registered vehicles. St. Louis residents often share their roads with tourists and sports enthusiasts, which can lead to more car accidents. In 2020, 171 people were killed in St. Louis County and the city of St. Louis due automobile accidents. This account accounted for 17.29% statewide traffic deaths. […]

California is known for its beautiful beaches, Hollywood stars, and carefree culture. However, more than 4 million acres were destroyed by wildfires in 2020. According to the California Department of Forestry and Fire Protection annual statistics, 2020 has more than doubled California’s previous record for wildfires per year. These wildfires are responsible for billions in damage each year. The […]

It can be difficult to understand the policy details, limitations and exclusions and how they are covered. You have two options: go directly to the insurance company or use an agent who is a captive. But there’s another option: an independent agent. Each of these options can be used to purchase auto, home or business insurance. […]

Are you ready to hit the road with your food truck business? Before you start serving up delicious dishes, it’s important to make sure that you have the right insurance coverage in place. Food truck insurance can be a significant expense, but it’s essential for protecting your business and complying with legal requirements. In this […]

Are you wondering if dental insurance is tax deductible? It’s a common question that many people have when considering their healthcare expenses. Dental insurance can be a lifesaver for those unexpected trips to the dentist, but it can also be confusing when it comes to taxes. In this blog post, we’ll explore whether or not […]

Life is unpredictable, and we never know what the future holds. That’s why it is important to have a safety net in place that can protect us when things go wrong. One way to ensure this protection is by getting life insurance – a contract between an individual and their insurer that provides reimbursement in […]

Life insurance is an important aspect of financial planning that offers security and peace of mind to individuals. However, there may come a time when you have clients who no longer need or want their policy. As a life insurance agent, it’s your job to help them navigate the process of selling their policy and […]

Are you a member of the Homeowners Association (HOA)? Do you know what D&O insurance is and whether your HOA needs it? Directors and Officers (D&O) insurance is designed to protect board members, property managers, and other individuals in positions of authority within an organization from legal action. In this blog post, we will explore […]

MetLife insurance is most well-known for its employer-sponsored coverage. However, they also sell direct to individuals. While most insurance companies offer home and auto insurance, MetLife offers life, disability and vision insurance. However, some coverages are not available outside the workplace. Zurich Insurance and Farmers Group completed the MetLife acquisition in April 2021. Customers will continue to […]