Search Results for: insurance

The Equitable Life Assurance Society of the United States was established in 1859. AXA acquired Equitable Life Assurance Society in 1991. In 2004, the company was renamed AXA Equitable Life Insurance Company. Equitable was officially rebranded by AXA in 2020 after it diverged from AXA. Equitable has been a pillar in the American life insurance industry for many […]

Are you ready to purchase life insurance? You might need to take a medical exam before you can buy life insurance. This will allow the insurer to estimate your life expectancy, and to determine your rate. Underwriting is a process by which life insurance companies determine the risk of you having to pay out your policy. They consider […]

Term life insurance is the most affordable type of life insurance you can purchase. It only lasts for a limited time. The premiums paid for coverage that is not renewed after the expiration date have been forfeited. To give term life policy buyers a way to return some of their premiums at the end, the Return of Premium […]

In 2019, there were 278,413 accident reported to the New Jersey Department of Transportation. In 2020, there were 531 deaths. This is nearly 5% more than the previous year. New Jersey law requires that you have car insurance . To protect themselves and others on the roads, drivers must comply with certain coverage requirements. Continue reading to find out more about […]

According to Bankrate’s 2021 study on quoted premiums, Texas car insurance costs $1,823 per year for full coverage. When premiums are compared with the average cost of full-coverage insurance which is $1674, Texas lives up to its slogan “everything’s bigger”, then the Lone Star State is truly a shining example of what it means to be a “everything […]

Kentucky has one the highest fatality rates in America. Even if you drive safely, accidents can still happen in Kentucky. Drunk drivers and rain are the leading causes of automobile-related death in Kentucky. It is important to check your Kentucky coverage to ensure that you and your vehicle are adequately covered. According to Bankrate’s 2021 study, which included annual premiums quoted by […]

You may be asked to purchase gap insurance with most car leases or purchases. It is possible to purchase gap insurance at an additional cost, but it may be worth it depending on your financial situation or desire for peace of mind. To determine if this optional coverage is worth it, weigh the pros and cons to […]

Oklahoma, a midwestern state, handles the load of an astonishing 2.5million drivers. The Sooner State also experiences severe weather each year with heavy snow, sleet, and storms that make traffic conditions dangerous and cause accidents. There were 584 deaths in crashes in 2019, which equates to 16.2 deaths per 100,000 people. Oklahoma requires car insurance. It is expensive. The […]

Iowa Farm Mutual Insurance Company was established in Des Moines, Iowa, in 1939. The company initially sold insurance for farmers and liability. The company grew rapidly and opened new offices in other states. It expanded its insurance product range to include coverages for cars and homes as well as life, business, and health. Farm Bureau Financial Services is […]

Based on Bankrate.com’s review and quotations of annual premiums from Quadrant Info Services, an DUI/DWI in Oklahoma raised average full coverage premiums about 50%. Based on data available, this is significantly less than the national average rise of 99%. But, this is not a guarantee. A DUI conviction can lead to drivers paying more or less, depending on the driving […]