The General car insurance review 2021

Tempe, Arizona car insurance is $672 per annum for minimum coverage and $1,671 for full coverage.

Phoenix could have had an impact on the data. Getting quotes based on your ZIP code can help you save money.

Tempe’s best car insurance company

Bankrate compared top Tempe providers to find the best.



USAA may be a good option for you. You can save money by selecting them as your auto insurer. USAA has received exceptional customer satisfaction scores.

All across the country

Discounts are available nationwide. Discounts are available nationwide.

State Farm

State Farm offers an app that analyzes driving habits just like Nationwide. Drive Safe and Save also analyzes driving habits.

  • Habits for acceleration
  • Braking habits
  • Cornering habits
  • Speed limit habits
  • Distracted driving habits

J.D. offers discounts up to 30% for driving responsibly and following road rules. State Farm is rated highly by J.D. Auto insurance customer satisfaction survey by Power.


Progressive was also awarded high customer satisfaction scores by J.D. The online tool lets you compare rates from different insurance companies. Depending on your eligibility, accident forgiveness will not affect your rate.

Tempe offers the lowest rates for car insurance

Tempe car insurance costs are very similar to the state average, but is higher than Arizona’s average annual $1,674 for full coverage.

The cheapest car insurance companies in Tempe, based on quoted annual premiums, are nationally-recognized providers. J.D. J.D.

Tempe insurance requirements

Arizona’s minimum requirements to get car insurance include:

  • $25,000 per Person for Bodily Injuries
  • $50,000 per person to treat bodily injuries sustained by two or more
  • $15,000 to cover property damage

Some cases may be:

  • $25,000 per person for underinsured/uninsured motorist bodily injury coverage
  • $50,000 per accident for underinsured/uninsured motorist bodily injury coverage

Tempe drivers must have minimum car insurance to be legally able to drive legally. With uninsured/underinsured motorist bodily injury coverage, however, drivers may be able to opt out in writing.

You might consider purchasing full coverage if your vehicle is a Ford truck.

An auto dealer will require you to purchase full coverage if you plan on financing or leasing a vehicle. Limits can vary depending on your individual situation. Companies that charge the lowest minimum premiums may not be the best providers of full coverage policies.

Tempe car insurance discounts

Discounts can be a great way to save money on your Tempe car insurance. These discounts may include:

  • Defensive driving – There are many online courses that you can take in the evenings, on weekends, or online. You may be able to get a discount for your premium with many national providers
  • Multicar: You don’t have to shop around for insurance policies for every car unless you own a valuable or expensive antique vehicle.
  • Bundling – Similar to multicar discount bundling. Bundling can often save you significant money on your policies, such as condo or homeowners insurance.
  • A good student: Do you have your policy yet? Your discount may be available until you turn 25, depending on which provider.
  • Full payment: You could save up to 10% on certain providers if your premium has been paid in full.

Commonly asked questions

What is the best auto insurer company?

Each person is different when it comes to car insurance. There are two types of people: some want lower premiums and others care more about financial stability.

How much does Tempe car insurance cost?

Car insurance prices vary from one driver to the next. Tempe car insurance costs vary from one driver to the next. These factors include your driving record and where you live.

Which Arizona insurance company is the best?

Arizona residents can choose from many different options for car insurance. Residents of Tempe have the advantage that they have access to the best states within easy reach.

The general ratings, reviews and customer satisfaction are available.

General customer reviews are generally favorable. The insurance company has a financial safety rating “A”, which means it is excellent at meeting ongoing insurance obligations.

The J.D. does not list the General. The J.D. Power U.S. Auto Claims Satisfaction Study ranks overall customer satisfaction among auto insurance companies. The list included many other well-known companies like Nationwide, Geico, and State Farm. Some carriers don’t have enough customers to rank high in the study.

The National Association of Insurance Commissioners database shows that The General has more customer complaints than the average of 1.0. The General received an “excellent” score out of 59,000 customer reviews on trustpilot.

Top Reasons to Consider The General

The General is one of few insurance companies that offers cheap insurance for high-risk drivers. High-risk drivers are those who are under 20 years old or older than 70. You may also be considered high-risk if your license has been suspended or revoked and you need an SR-22 to reinstate it. An SR-22 form is a form that your insurance company provides to indicate that you have the necessary liability coverage.

Although The General offers many benefits, such as affordable coverage that covers all drivers, it is not the best option. However, if you have a great driving record, you might be able to find better car insurance elsewhere. The General insurance is affordable and comprehensive, but it does not offer options like replacement cost, rideshare, or alternative fuel vehicle coverage.

Additional policies available from The General

The General is an insurance agency that offers full-service coverage. Prospective customers are offered a range of coverages beyond what is expected for their vehicle, including renters and homeowners insurance. You can also get:

  • Motorbike
  • Telefon
  • Boat
  • Insurance for health
  • Life insurance

The General Labs also tests new insurance products and takes customer feedback into consideration to improve its offerings. You can also access financial and business services that will help you save money, in addition to insurance products like car, mobile phone, and vehicle warranties.

Questions frequently asked

What are high-risk drivers?

High-risk drivers are more likely to have multiple accidents or violations, such as speeding tickets or failures to stop. High-risk drivers are likely to be more financially able to afford car insurance, as they are more likely than others to file claims.

What are the steps to obtain a quote from The General

Comparing rates from multiple carriers can help you to find a better rate than the average price of car insurance. You will need to give your address, vehicle information, and driver information in order to get a The General quote.

What is the average time it takes to get a quote for The General auto insurance?

The answer will depend on how many vehicles and drivers are included. However, it takes only two minutes to find out how much your monthly and down payments would be at The General.

How can I file a claim against The General?

Two ways can you submit a claim for car insurance from The General. The company is available to consumers by calling them at any time (24/7) or downloading The General’s app via Google Pay or the Apple Store.

What are the payment options available for The General car insurance policy?

The General auto insurance can be paid by credit card or, in certain states, electronically. Auto-pay is also available. The General offers two options for payment: online and via The General’s mobile application.