1. Medicare Medicare, the health care insurance program for Americans 65 and over, can be both an exciting milestone and a source of great confusion. Understanding your plan options, knowing when coverage will start (missing an Initial Enrollment Period could incur penalties), and how Medicare interacts with other forms of coverage can be complex and […]
Search Results for: insurance
24
May
May
Once young adults turn 26, it’s essential that they establish an alternative source of medical coverage. On reaching 26 you are entitled to select a health plan during a special enrollment period. Here are four points you should keep in mind before making your selection. Employer Plans People born between birth and 26 are eligible […]
24
May
May
Private mortgage insurance (PMI) costs are an integral component of home affordability. PMI premiums may be paid either upfront at closing, monthly, or a combination thereof. Knowing your estimated PMI costs based on your down payment size and credit score can be extremely useful. Use one of the calculators below to estimate these costs. How […]
23
May
May
Your insurance card holds valuable information that can assist when seeking health care services. It provides details about your plan, group number and more – this data also enables healthcare providers to determine which benefits are applicable to you. Group number Your Blue Cross ID card provides healthcare providers with important information when they provide […]
23
May
May
As per federal law, most parents’ health insurance plans can cover their children up until 26 years old; some states may have different restrictions in place. Be wary of scams that try to collect personal data. Common examples are people posing as customer service representatives from banks, insurance companies, or government institutions asking for this […]
23
May
May
Usually, car policies will cover damage caused by someone using your car on their own and causing an accident; however, it’s essential to understand how coverage works in other situations. As a rule of thumb, it’s wise to add anyone who frequently drives or lives in your household to your policy, to ensure they are […]
23
May
May
Steps involved in obtaining an insurance license vary from state to state, but usually involve taking a prelicensing course, passing the licensing exam, and submitting a license application. Processing generally takes three to five weeks once all requirements have been fulfilled. Passing an exam typically entails answering between 75 and 150 questions across both national […]
22
May
May
Once your dentist submits a dental insurance claim, it goes through an adjudication process which includes verifying its details, assessing treatment provided and checking insurance coverage. Dental claims processing doesn’t need to be an overwhelming experience – you don’t need to wait forever before starting! Processing Time As soon as a claim is submitted to […]
22
May
May
As opposed to regular auto policies, classic car policies are based on agreed value rather than depreciation, providing full protection without depreciation or depreciation coverage for your car. Your insurer may even offer restoration and betterment coverage. Collector vehicles aren’t typically used as everyday transportation; therefore many policies contain limited use provisions which include mileage […]
22
May
May
Title insurance will protect you against unexpected issues that arise after closing on a real estate purchase, such as errors in public records, undiscovered liens and forgery. These issues could compromise both your ownership rights and lender liens on your loan, which is why home buyers and mortgage lenders almost always require title insurance for […]