Search Results for: insurance

How Builders’ Insurance Can Provide A Safety Net For Your Business

When you have a UK building business, it is important to create a safety net. Building is among the most hazardous occupations. You can’t be a self-builder without builders’ insurance. Builder employers’ liability is what only requires mandatory coverage. This type of insurance is mandatory if the builder employs another person. There are many other […]

Save Money on Business Insurance: Self-Insure What You Can

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

What disasters does home insurance cover

Homeowners insurance policies typically cover natural disasters such as fire, lightning, hail and windstorms. Most homeowners insurance does not cover natural disasters such as earthquakes, tsunamis, or nuclear catastrophes. It is important to understand what homeowners insurance covers and does not cover in the event of a natural catastrophe. There are many types of policy available. Find […]