Search Results for: insurance

Health insurance policies typically only cover dependent family members such as spouses and children; however, some insurers in California allow adult children to add their parents onto private plans under the Parent Healthcare Act. Addition of parents to your health insurance plan depends on their age and other considerations such as eligibility for Medicare or […]

Renting a car can be an efficient way to get around, particularly if you lack access to one. Unfortunately, most rental vehicles only come equipped with state minimum liability coverage. Credit cards often offer additional coverage to their cardholders. Furthermore, most personal auto policies provide coverage for rental car services as well as dedicated rental […]

Cell phone insurance may seem like a great money-saver when you need to repair or replace an outmoded device, but be wary when considering your options. Some credit cards provide complimentary cellphone insurance when paying your phone bill with them, providing cardholders with additional benefits when using that card to make payments. Other cards offer […]

Credit life insurance (often known as credit card death benefit coverage or loan protection insurance) pays off debt when someone dies, usually as part of mortgage, auto or bank loans. These policies typically cost more than standard life insurance policies due to their single premium payment which accumulates as an outstanding balance each month. It […]

Many companies rely on certificates of insurance (COIs) as evidence of coverage to present to third parties as proof. Unfortunately, not all COIs provide accurate information. As an example, COIs must not list coverage limits that differ from those listed on the policy itself – otherwise there can be serious repercussions. Here are a few […]

Your car insurance should cover the costs of repainting your vehicle depending on how much damage has occurred and what kind of coverage is in effect – typically collision and comprehensive will cover repair minus your deductible amount. This means if the cost of repairs or repainting exceeds your deductible, it is often less expensive […]

Big Lots’ employee handbook serves as a comprehensive overview of company policies and workplace expectations, such as medical, dental and vision coverage options for full-time associates. In addition, Big Lots provides paid time off policies to facilitate work/life balance as well as career advancement opportunities for their associates. Employees can utilize resources like an employee […]

Stop-loss insurance allows employers to enjoy the flexibility of self-funded health plans while safeguarding their financial future. Once claims exceed an aggregate attachment point – usually 125% of expected medical claims over an entire year – an insurer reimburses employers according to an established threshold or aggregate attachment point and reimburses accordingly. Aggregate stop loss […]

Life insurance provides a death benefit that will ease financial pressures on loved ones following your passing. It’s one of the most critical financial decisions anyone can make. Selecting a life insurance company requires long-term commitment and it’s crucial that you find an insurer with a good track record. To do this, examine factors like […]

After an accident, your car insurance provider may send a check to cover repair costs (minus your deductible). This usually goes to either your lien holder if financing your vehicle or the body shop that agreed to make repairs. What if I don’t intend to use the money for repairs? Can I keep the check? […]