Search Results for: insurance

The National Flood Insurance Program (NFIP) protects homeowners and businesses from losses caused by flooding. The NFIP covers a variety of structures, including homes, businesses, and public infrastructure. The NFIP was created in 1968 by the Federal Emergency Management Agency (FEMA). The program is administered by the National Association of Insurance Commissioners (NAIC). The NFIP […]

West Virginia law requires all drivers to purchase automobile insurance. There’s no reason to think you can’t find affordable automobile insurance online in West Virginia, and still save money every month. It’s not difficult to find websites that let you compare prices from different West Virginia insurance companies. Knowing how to fill out each form correctly will […]

Online car insurance can save you overhead costs and other costs. This allows you to pass the savings on to your monthly premiums. But, jumping blindly online and filling in forms like a bull at a china shop will not get you the savings that you want. To get the best car insurance in Massachusetts, you […]

A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]

Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]

Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state. Your credit score, age, and claims history all play a role in determining the cost of […]

You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]

Identity Theft Insurance is not something most people think of as a necessity. The threat is often viewed as something out there, but you can only see it on television. People who assume this are so wrong! Identity theft is a growing concern. While Identity Theft Insurance policies can help to reduce the threat, there are also basic […]

The good news is that insurance sales, like any other sales, are subject to the same set of objections. Your prospects will likely continue to raise the same objections day after day when you present your products and/or services. These include “I’m happy working with the people I currently work with” and “Why should I change what […]

Most people obtain insurance because of: They must (e.g., for car insurance) according to the law. They fear that an unfortunate event could occur and they might not be able to afford the consequences (such as contents insurance). They fear that their loved ones may not be able to support the cost of life insurance. […]