Search Results for: insurance

The worst thing about water restoration is when the adjuster calls to tell you that your invoice is too high. In my 14+ years of water restoration, I have received many calls from adjusters stating that my price for this fan or dehumidifier is too high. I used to get annoyed by this until I discovered the […]

The claims handling of insurance adjusters can go well or be a disaster. Part of the responsibility lies with you! Ever wonder what type of service an adjuster should provide when you file a claim. It is a pleasure working with a professional, intelligent and honest adjuster. He is kind and respectful to you. He is patient with […]

Recorded statements for insurance claims. These usually turn out well, but the insurance adjuster may use tricks and gimmicks sometimes to get you to say things that you shouldn’t. So keep a claims diary. If you are having problems with your claim, this will protect you, the claimant or policyholder. Keep a journal or a legal pad […]

Boaters can insure their boats by declaring it on their homeowner’s policy. This could be a good idea or not! Your boat will be covered under the umbrella coverage of your homeowner’s insurance. This provides you with the safety and security of a large-liability policy that is normally associated with homeowner’s policies. You get a certain amount […]

What are my rights as an insurance claimant? What consumer protection is there against companies who abuse consumers? Yes! Each state has an administrative body that regulates insurance companies. The 1945 Federal McCarran-Ferguson Act, which is codified in U.S. Code Title 15 Chapter 20, gives states the ability to regulate the insurance business as they wish. All policies and […]

Despite the negative reputation that mortgage insurance has gotten over the years, it can still be a valuable product to have as a backup plan in case you are laid off due to an accident or illness, or if your job is lost through redundancy. If you are able to understand the product and its […]

No matter how skilled you may be at driving, you can’t control what happens to other drivers and the world around them. Inclement weather, aggressive drivers, road hazards, and breakdowns are all things you will have to face. All of these factors can have a negative impact on your safety and the safety of anyone riding along […]

Ohio Mutual provides the coverage that homeowners and auto owners need in the United States, whether they live in the northeast or midwest. This insurance provider has been providing comprehensive coverage to residents for more than 100 years. Ohio Mutual is a top choice for anyone looking for coverage. It has a strong financial foundation, great customer […]

Florida’s real estate market is about for a major shake-up. While many of my colleagues remain optimistic about Florida’s market, consultants must be more objective. Our theory is based on the following: Property values all depend upon “Rents”. The true value of any property, whether commercial or residential, is determined by its rent. What rent will the property […]

Many people consider buying insurance a simple decision. This is because most people have limited ideas about the insurance they need. 98% of those who buy insurance choose the policy that is recommended by their agent or the policy seller. A good 90% of these people don’t know if they have the right coverage. As an insurance purchasing […]