Search Results for: insurance

New Mexico’s car insurance laws mandate that drivers have liability insurance to legally drive. This is crucial as there were 46.786 car accidents in New Mexico last year, resulting in 392 deaths. This shows that New Mexico needs to have strong insurance coverage. It is essential to understand your minimum requirements and any optional coverages in order to build […]

Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]

The insurance rates determine how much you will pay for your insurance coverage. When considering insurance policies, the premium should not be the only thing you consider. Quality of cover and claims record are just as important, and often more so, than insurance rates. Insurance rates are determined by the insurer’s assessment of the risk and its […]

There has been a rapid increase in the number and use of comparison websites for general insurance, as well as for consumers who use them for products like motor and home insurance. According to industry figures, almost 25% of private motor insurance was purchased through these websites in 2007. Is the intense competition among Internet buyers […]

Introduction to the concept Domestic partner insurance is an emerging form of insurance that is rapidly gaining popularity in the US. The obvious taboo surrounding the idea prevented it from being included in the mainstream. A married couple would normally apply for joint insurance coverage, which would lower the cost of their Insurance. This would be […]

Individuals are increasingly falling prey to insurance scams and getting caught in illegal activities. There are many insurance scams, from Worker’s Comp scams and car insurance scams, because there are so many types of insurance available in the United States and Canada. These scams end up costing the victims more than they should be paying for insurance. Here […]

Are you in the process of purchasing a new home or renewing your homeowner’s insurance policy? One crucial factor to consider is hazard insurance, also known as property damage insurance. Hazard insurance covers natural disasters and other unexpected events that could potentially damage your property. But how do you calculate it? And what factors affect […]

Are you wondering how much auto insurance coverage is enough to protect yourself and your vehicle? With so many options and factors affecting rates, it can be a challenge to determine the right amount of coverage for your needs. However, having adequate car insurance is crucial in case of an accident or unexpected events on […]

Everyone who is medically eligible for long-term care insurance must be aware of the importance of this coverage. Why? Here are 10 reasons why. 1. The odds are in your favor: Your chances of needing long-term care have risen to 70%. Seven out of ten Americans will use their policies, which is more than an auto accident or […]

North Carolina is a beautiful state, but it’s not immune to natural disasters. Hurricanes can devastate homes and businesses, leaving people struggling to pick up the pieces. That’s where hurricane insurance comes in – it provides financial protection against the damages caused by these powerful storms. But how much does hurricane insurance cost in North […]