I was suddenly forced to take over full-time care of my parents who were suffering from dementia and had health issues. I hadn’t heard of Long Term Care Insurance. After spending their entire life savings and starting to save my own, I was advised by the government to apply for financial assistance through the Medicaid program, […]
Search Results for: insurance
03
May
May
Granite Mountain Insurance’s adjuster, I. M. Strong, is sitting at your kitchen table to try and settle your motor vehicle accident case. Strong is all up in the air and ranting about how his injuries aren’t serious. His usual pitch is “Look, this has been my job for a while.” Over twenty years, I have spoken to […]
03
May
May
The insurance adjuster is here. Are they too friendly? Be careful if he is! You can be friendly and welcoming. Be kind, cordial and polite – but be careful! Remember that he is paid to save the company as much as possible. This is his goal. DON’T SIGN ANYTHING. Don’t underestimate the goodwill of the adjuster. They are trained to look after […]
03
May
May
In the near future, the key trends in auto insurance are the vehicle telematics system (VTM) and User-Based Insurance(UBI). Expect a significant shift in this industry. The insurance market is changing rapidly thanks to digital technology. Insurers are focusing on meeting customer expectations through vehicle telematics systems. The telematics app can read the data from the […]
03
May
May
No matter how long you’ve been in the business or how new you are to the industry, the risks that you face every day, from paying off inflated closing costs to not meeting client expectations, make it a prime target for lawsuits. Even if all claims are dismissed, fees for defense and time lost from your […]
03
May
May
1) Maximum renewal age: This is the maximum age an individual can receive insurance coverage. This is the most important factor. As the need for insurance coverage increases with age, you will find it more difficult to get the policy renewed. 2) Sub Limits: These are limitations that apply to the various expenses covered by the policy. This is a […]
03
May
May
Benjamin Franklin, one of the founding fathers of insurance, was the man who founded the first insurance company, Philadelphia Contributionship. It was home/fire insurance. PBS reports that the company issued 143 policies in its first year. The insured property was not set on fire for seven years. Philadelphia actually used the same insurance company scheme as all […]
03
May
May
Are you considering getting health insurance from Cigna but worried about your pre-existing conditions? You’re not alone. Many people have concerns when it comes to coverage for their existing medical conditions, and it’s important to know what your options are before making a decision. In this blog post, we’ll explore whether Cigna Insurance covers pre-existing […]
03
May
May
Are you considering getting life insurance, but don’t know where to start? If so, you’re not alone. With so many options available, it can be overwhelming trying to figure out which type of policy will best suit your needs. That’s why we’re here to help! In this blog post, we’ll break down everything you need […]
03
May
May
Are you familiar with Pca? No, we’re not talking about the Personal Care Assistant. We’re referring to an important term in health insurance that you should know. Pca stands for Primary Care Physician and it plays a crucial role in your healthcare journey. In this blog post, we’ll dive deep into what Pca means in […]